S&T Bancorp, Inc. (STBA) Q4 2025 Earnings Call Transcript

Operator

Ladies and gentlemen, welcome to the S&T Bancorp Fourth Quarter and Full Year 2025 Conference Call. [Operator Instructions].

Now I’d like to turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead.

Mark Kochvar
Senior EVP, CFO & Investor Relation Officer

Thank you, and good afternoon, everyone, and thank you for participating in today’s earnings call. Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors. This statement provides the cautionary language required by the Securities and Exchange Commission for forward-looking statements that may be included in this presentation.

A copy of the fourth quarter and full year 2025 earnings release as well as this earnings supplement slide deck can be obtained by clicking on the materials button in the lower right section of your screen. This will open up a panel on the right, where you can download these items. You can also obtain a copy of these materials by visiting our Investor Relations website at stbancorp.com. With me today are Chris McComish, S&T’s CEO; and David Antolik, S&T’s President. I would now like to turn the program over to Chris. Chris?

Christopher McComish
CEO & Chairman

Great. Thank you, Mark, and good afternoon, everybody. Thank you for joining us on the call. I’m going to begin my comments