Dear Quentin,
I am retiring soon with around $850,000 in stocks, $350,000 in a pension and about $30,000 in the bank. My husband and I own our home — worth around $275,000 — outright. We have been married for 37 years and have two children together, a son and a daughter, who are both adults and responsible for themselves. Neither of our children have partners or children of their own.
My…
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