{"id":96081,"date":"2026-01-22T16:04:17","date_gmt":"2026-01-22T21:04:17","guid":{"rendered":"https:\/\/ifintechworld.com\/?p=96081"},"modified":"2026-01-22T16:04:18","modified_gmt":"2026-01-22T21:04:18","slug":"st-bancorp-inc-stba-q4-2025-earnings-call-transcript","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=96081","title":{"rendered":"S&#038;T Bancorp, Inc. (STBA) Q4 2025 Earnings Call Transcript"},"content":{"rendered":"<div>\n<header class=\"flex flex-col items-start justify-between\"><\/header>\n<div class=\"relative mb-18 flex-col\" data-test-id=\"author-brief\">\n<div class=\"flex items-start justify-between\">\n<div class=\"relative z-0 mr-18 flex grow\">\n<div class=\"flex shrink-0 items-center justify-center relative size-36 rounded-full\" data-test-id=\"user-pic-wrapper\"><\/div>\n<\/div>\n<p><button data-state-text=\"Following\" aria-label=\"Follow SA Transcripts\" class=\"ihjjQ py-8 px-18 ml-auto print:hidden relative inline-flex cursor-pointer select-none items-center whitespace-nowrap break-words transition-colors hover:no-underline motion-reduce:transition-none border-black bg-black text-white hover:bg-black-70 disabled:border-transparent disabled:bg-black-20 dark:border-black-10 dark:bg-black-10 dark:text-black dark:hover:border-black-30 dark:hover:bg-black-30 dark:disabled:bg-black-30 w-auto min-h-36 justify-center border px-16 py-1 text-medium-b rounded-8\" data-test-id=\"follow-button\" type=\"button\"><span class=\"\"><span aria-hidden=\"true\" class=\"wMAFB relative flex justify-center\" data-state-placeholder=\"Following\"><span class=\"absolute\">Follow<\/span><\/span><\/span><\/button><\/div>\n<\/div>\n<blockquote class=\"Qozfr w-full border-l-6 border-l-orange-60 bg-black-5 py-18 pl-18 pr-24 text-x-large-2-r dark:bg-black-95 print:break-inside-avoid mb-24 lg:mb-30\" data-test-id=\"transcript-player\">\n<h3 class=\"text-4x-large-b lg:text-2x-large-b mb-8\" data-test-id=\"transcript-title\">Q4: 2026-01-22 Earnings Summary<\/h3>\n<p>EPS of $0.89 <span class=\"text-teal\">beats by $0.02 <\/span><\/p>\n<p>\u00a0|\u00a0<!-- -->Revenue of <!-- -->$105.90M<!-- --> (8.73% Y\/Y)<!-- --> <span class=\"text-teal\">beats by $2.38M<\/span><\/p>\n<\/blockquote>\n<div class=\"paywall-full-content R6FbO mb-32 flex sa-text-content sa-media-content sa-table-content sa-content-helpers print:block\">\n<div class=\"w-0 grow print:w-auto\">\n<div>\n<div class=\"T2G6W\" data-test-id=\"content-container\">\n<div class=\"transcript-headline\">\n<p data-eci=\"true\">S&amp;T Bancorp, Inc. (<span class=\"ticker-hover-wrapper\">STBA<\/span>) Q4 2025 Earnings Call January 22, 2026 1:00 PM EST<\/p>\n<\/div>\n<div class=\"transcript-company-participants\">\n<p class=\"transcript-company-participants-title\"><strong>Company Participants<\/strong><\/p>\n<p><span>Mark Kochvar &#8211; Senior EVP, CFO &amp; Investor Relation Officer<\/span><br \/><span>Christopher McComish &#8211; CEO &amp; Chairman<\/span><br \/><span>Dave Antolik &#8211; President &amp; Director<\/span><\/p>\n<\/p><\/div>\n<div class=\"transcript-other-participants\">\n<p class=\"transcript-other-participants-title\"><strong>Conference Call Participants<\/strong><\/p>\n<p><span>Justin Crowley &#8211; Piper Sandler &amp; Co., Research Division<\/span><br \/><span>Daniel Tamayo &#8211; Raymond James &amp; Associates, Inc., Research Division<\/span><br \/><span>Matthew Breese &#8211; Stephens Inc., Research Division<\/span><br \/><span>David Bishop &#8211; Hovde Group, LLC, Research Division<\/span><br \/><span>Daniel Cardenas &#8211; Janney Montgomery Scott LLC, Research Division<\/span><\/p>\n<\/p><\/div>\n<div class=\"transcript-presentation\">\n<p class=\"transcript-presentation-title\"><strong>Presentation<\/strong><\/p>\n<div class=\"transcript-presentation-section\" seq=\"0\">\n<p class=\"transcript-presentation-section-title\"><span><strong>Operator<\/strong><\/span><\/p>\n<p>Ladies and gentlemen, welcome to the S&amp;T Bancorp Fourth Quarter and Full Year 2025 Conference Call. [Operator Instructions].<\/p>\n<p>Now I&#8217;d like to turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead.<\/p>\n<\/p><\/div>\n<div class=\"transcript-presentation-section\" seq=\"1\">\n<p class=\"transcript-presentation-section-title\"><span><strong>Mark Kochvar<\/strong><\/span><br \/><span><i>Senior EVP, CFO &amp; Investor Relation Officer<\/i><\/span><\/p>\n<p>Thank you, and good afternoon, everyone, and thank you for participating in today&#8217;s earnings call. Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors. This statement provides the cautionary language required by the Securities and Exchange Commission for forward-looking statements that may be included in this presentation. <\/p>\n<p>A copy of the fourth quarter and full year 2025 earnings release as well as this earnings supplement slide deck can be obtained by clicking on the materials button in the lower right section of your screen. This will open up a panel on the right, where you can download these items. You can also obtain a copy of these materials by visiting our Investor Relations website at stbancorp.com. With me today are Chris McComish, S&amp;T&#8217;s CEO; and David Antolik, S&amp;T&#8217;s President. I would now like to turn the program over to Chris. Chris?<\/p>\n<\/p><\/div>\n<div class=\"transcript-presentation-section\" seq=\"2\">\n<p class=\"transcript-presentation-section-title\"><span><strong>Christopher McComish<\/strong><\/span><br \/><span><i>CEO &amp; Chairman<\/i><\/span><\/p>\n<p>Great. Thank you, Mark, and good afternoon, everybody. Thank you for joining us on the call. I&#8217;m going to begin my comments<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<aside><\/aside>\n<\/div>\n<\/div>\n<\/div>\n<footer class=\"border-t border-share-separator-thin py-18 sm:py-24 print:hidden paywall-full-content\" data-test-id=\"post-footer\"><\/footer>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4862010-s-and-t-bancorp-inc-stba-q4-2025-earnings-call-transcript?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Follow Q4: 2026-01-22 Earnings Summary EPS of $0.89 beats by $0.02 \u00a0|\u00a0Revenue of $105.90M (8.73% Y\/Y) beats by $2.38M S&amp;T Bancorp, Inc. (STBA) Q4 2025 Earnings Call January 22, 2026 1:00 PM EST Company Participants Mark Kochvar &#8211; Senior EVP, CFO &amp; Investor Relation OfficerChristopher McComish &#8211; CEO &amp; ChairmanDave Antolik &#8211; President &amp; Director [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":613,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[236],"tags":[83],"class_list":["post-96081","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-news","tag-featured","post_format-post-format-gallery"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>S&amp;T Bancorp, Inc. 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