{"id":6771,"date":"2023-05-10T11:22:01","date_gmt":"2023-05-10T15:22:01","guid":{"rendered":"https:\/\/ifintechworld.com\/news\/opinion-life-insurance-premiums-are-a-wealth-killer-use-that-money-to-buy-stocks\/"},"modified":"2023-05-10T11:22:02","modified_gmt":"2023-05-10T15:22:02","slug":"opinion-life-insurance-premiums-are-a-wealth-killer-use-that-money-to-buy-stocks","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=6771","title":{"rendered":"Opinion: Life insurance premiums are a wealth-killer. Use that money to buy stocks."},"content":{"rendered":"<div id=\"js-article__body\" itemprop=\"articleBody\" data-sbid=\"WP-MKTW-0001900253\">\n<div class=\"snippet__body\">\n<p>A plain-vanilla whole-life insurance policy involves monthly payments for life with a death benefit paid to the policy\u2019s beneficiaries. For example, average monthly premiums for a $1 million whole-life policy are $660 for a healthy 25-year-old female and $765 for a healthy 25-year-old male. The respective life expectancies are 82 and 78 years. <\/p>\n<p>For either sex, the total premiums paid are less than half the $1 million death benefit if the insured person lives until their life expectancy. Buyers can earn a return on their premiums&#8230;\n    <\/p>\n<\/div>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/www.marketwatch.com\/story\/life-insurance-premiums-are-a-wealth-killer-use-that-money-to-buy-stocks-9140573c?mod=personal-finance\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A plain-vanilla whole-life insurance policy involves monthly payments for life with a death benefit paid to the policy\u2019s beneficiaries. For example, average monthly premiums for a $1 million whole-life policy are $660 for a healthy 25-year-old female and $765 for a healthy 25-year-old male. The respective life expectancies are 82 and 78 years. For either [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6772,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[236],"tags":[83],"class_list":["post-6771","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-news","tag-featured","post_format-post-format-gallery"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Opinion: Life insurance premiums are a wealth-killer. Use that money to buy stocks. | iFintechWorld<\/title>\n<meta name=\"description\" content=\"A plain-vanilla whole-life insurance policy involves monthly payments for life with a death benefit paid to the policy\u2019s beneficiaries. For example,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ifintechworld.com\/?p=6771\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Opinion: Life insurance premiums are a wealth-killer. Use that money to buy stocks. | iFintechWorld\" \/>\n<meta property=\"og:description\" content=\"A plain-vanilla whole-life insurance policy involves monthly payments for life with a death benefit paid to the policy\u2019s beneficiaries. 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