{"id":6584,"date":"2023-05-10T03:21:39","date_gmt":"2023-05-10T07:21:39","guid":{"rendered":"https:\/\/ifintechworld.com\/news\/financials-brace-for-more-volatility-amid-an-uncertain-earnings-environment\/"},"modified":"2023-05-10T03:21:40","modified_gmt":"2023-05-10T07:21:40","slug":"financials-brace-for-more-volatility-amid-an-uncertain-earnings-environment","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=6584","title":{"rendered":"Financials Brace For More Volatility Amid An Uncertain Earnings Environment"},"content":{"rendered":"<div data-test-id=\"content-container\">\n<p><figure class=\"getty-figure\" data-type=\"getty-image\"><picture>  <\/picture><figcaption> <\/figcaption><\/figure>\n<\/p>\n<p>Fed Chief Jerome Powell did no favors for the beleaguered regional banks last week. A 10th straight rate hike is like an insult to injury for so many small financial institutions. What has been a strong Q1 earnings season is<span class=\"paywall-full-content invisible\"> now overshadowed by cascading impacts from steep rises in interest rates and emerging commercial real estate woes.<\/span><\/p>\n<p class=\"paywall-full-content invisible\">A sharp risk-off trading environment to kickstart the sometimes-dicey May through October stretch has resulted in quality companies producing the best relative returns. Firms that can increase their dividends and feature decent growth outlooks have, not surprisingly, done just fine on the year.<\/p>\n<p class=\"paywall-full-content invisible\">This week, Wall Street Horizon corporate event data research includes a pair of struggling companies in the Financials sector with off-trend earnings dates, and one blue-chip, dividend-investor favorite that has not been so friendly to shareholders lately that has yet to<span class=\"paywall-full-content invisible no-summary-bullets\"> confirm its Q2 reporting date.<\/span><\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Lincoln Financial: Weak Preliminary Earnings, Shedding Risk Exposure<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">First up is Lincoln National Corporation (LNC). The Pennsylvania-based Life and Health Insurance industry company within the Financials sector is down a stunning 69% year-on-year. The siren song luring investors is its very high 8.8% dividend yield.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Just last week, LNC issued a dour preliminary earnings report, though. Along with the announcement of a $28 billion reinsurance transaction with Fortitude Re that reduces the company\u2019s exposure to life insurance, and expectations for improved Lincoln\u2019s financial position and future free cash flow, LNC said it expects Q1 adjusted EPS in the range of $1.47 to $1.56, less than the consensus forecast of $1.78.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>LNC 5-Year Price History: Shares Down 75% From the 2021 High<\/strong><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><picture> <img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/saupload_WSHLNC.png\" alt=\"LNC 5-Year Price History: Shares Down 75% From the 2021 High\" contenteditable=\"true\" loading=\"lazy\"> <\/picture><figcaption><\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Source: Stockcharts.com<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Our radar lit up as this is the first time Lincoln will report earnings on a Tuesday. The first quarter report is also later than usual; LNC has historically issued Q1 results on a Wednesday.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">So, we would expect May 2 to be the reporting date. Keep Lincoln on your radar for bearish price action following the soft pre-announcement and later-than-average earnings date. Its annual shareholder meeting takes place on Thursday, May 25.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>PNC: At the Center of the Regional Banking Maelstrom<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Sticking with the Financials sector, PNC was late to confirm its Q2 report due out in mid-July. The Pittsburgh-based super-regional bank is also issuing results on a Tuesday for the first time in our data\u2019s history. Shares fell to their lowest level since late 2021 during industry turmoil last week.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">PNC was reported to have been among the bidders for the assets and liabilities of First Republic Bank (OTCPK:FRCB), but Jamie Dimon\u2019s JPMorgan Chase (JPM) snatched it up. JPM rallied while PNC fell in the wake of the news.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Last month, PNC posted a bottom-line beat, but the good news ended there as its management team slashed the full-year revenue outlook given the tough macro operating environment.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>PNC 5-Year Price History: Gives Back Nearly All Its Gains Since March 2020<\/strong><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><picture> <img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/saupload_WSHPNC.png\" alt=\"PNC 5-Year Price History: Gives Back Nearly All Its Gains Since March 2020\" contenteditable=\"true\" loading=\"lazy\"> <\/picture><figcaption><\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Source: Stockcharts.com<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">PNC now trades at just 1.1 times its book value \u2013 a more than 20% discount to its 5-year average. But value investors are skittish, to say the least right now.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Not even the stock\u2019s 5.1% dividend yield \u2013 much higher than its usual 3.0% payout rate \u2013 can seem to cushion the selling pressure. Is the bank bracing for more bad news come July? Perhaps it\u2019s too soon to tell, but we\u2019ll be on the lookout for more unusual earnings events.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>AT&amp;T: A Dividend Dog, Yet to Confirm a Q2 Earnings Date<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">AT&amp;T (T) has been a frustrating stock for so many investors in recent years. Its high yield, big free cash flow, and low P\/E are strong characteristics, but a 2022 dividend cut and much weaker than forecast Q1 2023 free cash flow cast doubts on some of those strong points. The question with T has always been its growth trajectory.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Shares are down more than 12% in the last year, modestly underperforming the broad market and losing out to the Communication Services sector. An earnings beat in April was met with intense selling pressure as a result of slowing subscriber growth. What\u2019s more, market share trends in the industry are viewed by some as leaving AT&amp;T behind. T-Mobile (TMUS) is seen as the leader in the 5G push.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><picture> <img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/saupload_WSHT.png\" alt=\"AT&amp;T: A Dividend Dog, Yet to Confirm a Q2 Earnings Date\" contenteditable=\"true\" loading=\"lazy\"> <\/picture><figcaption><\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Source: Stockcharts.com<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Given the concerning backdrop, AT&amp;T has yet to confirm its Q2 reporting date (as of time of publication on May 9). The company normally confirms the July earnings event around April 24 with a standard deviation of 1.6 days. The result is a high confirmation date Z-score.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Our data team found that T used to confirm 30 days ahead of earnings, then switched to 90 days in 2016, but a new trend could be developing where they confirm just two weeks before reporting.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Reading between the lines, it may indicate that the operating environment is less stable. We\u2019ll see if another weak report is issued in July \u2013 we show an unconfirmed date of July 20.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>The Bottom Line<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Earnings uncertainty is running high as the macro picture deteriorates. While the Q1 reporting season has been much better than feared and a respectable number of S&amp;P 500 companies are raising guidance, there are plenty of clues we spot that suggest prudence and tighter risk management could be the right mindsets as the second quarter progresses.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Original Post<\/em><\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4602392-financials-brace-for-more-volatility-amid-an-uncertain-earnings-environment?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fed Chief Jerome Powell did no favors for the beleaguered regional banks last week. A 10th straight rate hike is like an insult to injury for so many small financial institutions. What has been a strong Q1 earnings season is now overshadowed by cascading impacts from steep rises in interest rates and emerging commercial real [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[236],"tags":[83],"class_list":["post-6584","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-news","tag-featured","post_format-post-format-gallery"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financials Brace For More Volatility Amid An Uncertain Earnings Environment | iFintechWorld<\/title>\n<meta name=\"description\" content=\"Fed Chief Jerome Powell did no favors for the beleaguered regional banks last week. 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