{"id":61734,"date":"2023-09-16T08:26:30","date_gmt":"2023-09-16T12:26:30","guid":{"rendered":"https:\/\/ifintechworld.com\/news\/how-im-building-a-monster-dividend-portfolio\/"},"modified":"2023-09-16T08:26:38","modified_gmt":"2023-09-16T12:26:38","slug":"how-im-building-a-monster-dividend-portfolio","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=61734","title":{"rendered":"How I&#8217;m Building A Monster Dividend Portfolio"},"content":{"rendered":"<div data-test-id=\"content-container\">\n<p><figure class=\"getty-figure\" data-type=\"getty-image\"><picture><\/picture><figcaption><\/figcaption><\/figure>\n<\/p>\n<p>I&#8217;m a dividend growth investor.<\/p>\n<p>Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as those found in the sub-2%-yielding Vanguard Dividend Appreciation ETF (VIG) or WisdomTree US Quality Dividend<span class=\"paywall-full-content invisible\"> Growth ETF (<\/span>DGRW<span class=\"paywall-full-content invisible\">). Those who invest in stocks with yields in the neighborhood of 4%, 5%, 6%, or higher are relegated as &#8220;income investors.&#8221;<\/span><\/p>\n<p class=\"paywall-full-content invisible\">This is a false dichotomy.<\/p>\n<p class=\"paywall-full-content invisible\">Being a DGIer does not require buying low-yielding stocks. Neither does being an income-oriented investor require buying high-yielding stocks.<\/p>\n<p class=\"paywall-full-content invisible\">It all depends on your time horizon.<\/p>\n<p class=\"paywall-full-content invisible\">If you need to use the dividend income to fund your living expenses <em>today<\/em>, then sure, buy the safest high-yielding stocks you can.<\/p>\n<p class=\"paywall-full-content invisible\">But if you&#8217;re still in your working and accumulating years, like me, or if you&#8217;re retired with the fortunate ability to keep saving and investing<span class=\"paywall-full-content no-summary-bullets invisible\"> a substantial portion of your income, you can afford to design a more nuanced approach.<\/span><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">My own goal is to build the safest, largest, and fastest growing passive income stream possible.<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>The <em>safety<\/em> aspect causes me to veer toward <strong>quality businesses<\/strong> <\/li>\n<li>The <em>largeness<\/em> goal makes me favor higher yielding stocks over lower yielding stocks and therefore provides a <strong>value tilt<\/strong> &#8212; or, &#8220;quality at a reasonable price&#8221;<\/li>\n<li>The <em>fast growth<\/em> element comes from both <strong>regular dividend increases<\/strong> and <strong>reinvestment of dividends<\/strong> <\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">These are the three core &#8220;legs of the stool&#8221; of dividend growth investing, in my view, if the goal is passive income rather than total returns.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">While I do not claim to be some kind of guru that everyone should emulate, I believe it can be valuable for other DGIers to see how a fellow pilgrim on the passive income path thinks through the core design decisions of their portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">With that in mind, allow me to elucidate how I&#8217;m building a monster dividend portfolio.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\">The Galley Ship Portfolio<\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">It&#8217;s useful to remember that the underlying assets generating the dividends in any kind of DGI or income investing strategy are <em>real businesses<\/em>.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">It&#8217;s also useful to acknowledge that while the market is not perfectly efficient (otherwise, why invest in individual stocks at all?), it also isn&#8217;t stupid either.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">That&#8217;s what makes a &#8220;quality at a reasonable price&#8221; or &#8220;QARP&#8221; strategy so appealing. How many yield traps and dividend cuts could investors have avoided over the years if they had prioritized quality over yield?<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">That&#8217;s also why I like to weight holdings by <em>conviction<\/em> and <em>quality<\/em> rather than value. If you mostly buy the most undervalued stocks, then your largest holdings will probably end up being the weaker, riskier names in your portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">But if you consciously allocate more available capital to the higher quality names about which you feel the most conviction (by which I mean sureness of being right in your thesis), then your top holdings will end up being a bedrock for your portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">My favorite way to envision my portfolio is as a Medieval galley ship &#8212; the kind with both oars for rowing and sails for wind propulsion.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The core constituents of my portfolio are strong, high-quality, defensive compounders that keep growing steadily regardless of market or macro conditions. They are akin to the rowers on a Medieval galley ship. Those oars propel the ship forward whether the wind is favorable or not.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The muscly-armed rowing captain at the front of the ship is Agree Realty Corporation (ADC), my largest individual stock holding. A while back, I wrote a full article explaining &#8220;Why Agree Realty Is My Largest Holding.&#8221;<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In short, it combines the ultra-defensiveness of its investment-grade retail net lease properties with a truly fortress balance sheet (almost no debt maturities until 2028), a peer-leading cost of capital, highly selective investment strategy, and a significantly shareholder-aligned management team led by CEO Joey Agree (the second generation Agree to lead the REIT).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The result of this combination of strengths is a safe, generous, and steadily growing dividend.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure paywall-full-content invisible\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/49873922-16948037880106106.png\" alt=\"ADC dividend growth record\" width=\"640\" height=\"485\" contenteditable=\"false\" data-width=\"640\" data-height=\"485\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\">ADC September 2023 Presentation<\/p>\n<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">ADC provides the template of what to look for in a solid, steady compounder.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I&#8217;ve been writing a lot about these types of high-quality compounders today, because I believe there are some incredible bargains available today. Consider some of the examples I&#8217;ve written about recently:<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">(Apologies for the self-promotion. I am but a humble Internet writer, and if I don&#8217;t hawk my wares, who will?)<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">But I also own a handful of &#8220;sails&#8221; &#8212; higher risk plays that sometimes give my portfolio and dividend income stream a massive boost, and other times fail to play out as expected.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I consider names like NextEra Energy Partners (NEP), Arbor Realty (ABR), Innovative Industrial Properties (IIPR), B. Riley Financial (RILY), and Trinity Capital (TRIN) to be &#8220;sails.&#8221; These are calculated risks that I believe will result in very nice payoffs as measured primarily by dividend income and secondarily by total returns.<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>NEP has historically relied on low interest rates and steady stock price appreciation to make its heavy use of convertible equity financing work. Management is now transitioning NEP away from this model toward what will hopefully become a more sustainable way of financing the rapid portfolio growth plans.<\/li>\n<li>ABR is a higher risk way to invest (leveraged lending) in a lower risk asset class (multifamily real estate). You have to trust in the skill of the practitioners for this one. Founder Ivan Kaufman really knows what he&#8217;s doing.<\/li>\n<li>IIPR is the first and only pure-play cannabis REIT traded on a major US exchange, which gives it major competitive advantages as a landlord-financier to the fledgling legal cannabis industry in the US. But it&#8217;s no secret that cannabis operators are struggling mightily with competition (both from legal and black market sources) and high costs of capital. Will federal legislation save the day? Who knows. It isn&#8217;t the first time cannabis investors have gotten their hopes up.<\/li>\n<li>RILY is a small investment bank with lots of irons in various fires, from small cap stock analysis to retail liquidation to ownership of a handful of mall retail brands like &#8220;Justice&#8221; and &#8220;Limited.&#8221; The co-CEO Bryant Riley is massively long the stock and keeps buying more. But the way RILY reports earnings makes it difficult to calculate a payout ratio and assess dividend safety.<\/li>\n<li>TRIN is a business development company that extends short-term loans to VC-backed growth companies. It&#8217;s got some big name success stories like Impossible Foods and UnTuckit. But like IIPR&#8217;s cannabis tenants, TRIN&#8217;s borrowers are almost all in cash burn mode, which increases the fragility of the investment strategy.<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Sometimes, these &#8220;sail&#8221; holdings work out phenomenally well, such as this bullish article on TRIN from December 2022:<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure paywall-full-content invisible\" contenteditable=\"false\"><picture><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/49873922-1694807357124217.png\" alt=\"Trinity Capital article\" width=\"322\" height=\"498\" contenteditable=\"false\" data-width=\"322\" data-height=\"498\" loading=\"lazy\"><\/picture><figcaption>\n<p class=\"item-caption\">Seeking Alpha<\/p>\n<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Wow! How could I possibly be so smart?<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">And sometimes, these &#8220;sail&#8221; buys work out really, really poorly, such as this strongly bullish article on NEP from January 2022:<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure paywall-full-content invisible\" contenteditable=\"false\"><picture><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/49873922-16948074225679522.png\" alt=\"NextEra Energy Partners article\" width=\"323\" height=\"515\" contenteditable=\"false\" data-width=\"323\" data-height=\"515\" loading=\"lazy\"><\/picture><figcaption>\n<p class=\"item-caption\">Seeking Alpha<\/p>\n<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Wow. How could I possibly be so dumb?<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">But I acknowledge the risks present for these names, which is why I have sized the positions smaller than most of my steady compounders, or &#8220;rowers.&#8221;<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The real risk, as I see it, isn&#8217;t a stock price selloff but rather a dividend cut, or at least far more muted dividend growth than I assumed when I bought the stock. A stock price can drop for all kinds of reasons, but that doesn&#8217;t necessarily mean the dividend is in trouble.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The idea behind &#8220;sail&#8221; holdings is to take calculated risks that should ultimately result in a big payoff as measured by dividends.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">A portfolio of only &#8220;sails&#8221; would be too risky, in my opinion. But a portfolio of only rowers? Well, that just wouldn&#8217;t be as fun. You&#8217;ve got to kick off your Sunday shoes every now and then.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\">The Portfolio Ballast: Diversified Dividend ETFs<\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">A &#8220;ballast&#8221; is some sort of heavy material kept at the bottom of a ship to give it greater stability and balance. Back in the Medieval era, it would often just be rocks or gravel.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">If high-quality, steadily compounding stocks are the &#8220;rowers&#8221; of the ship and calculated higher-risk\/higher-reward stocks are the &#8220;sails,&#8221; then I would argue that diversified dividend ETFs are the &#8220;ballast&#8221; of the ship.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">There are 4 high-quality dividend ETFs that I&#8217;ve previously called the &#8220;foundation of my portfolio,&#8221; but you could just as easily swap the word &#8220;foundation&#8221; for &#8220;ballast.&#8221;<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Allow me to highlight my two largest ETF holdings:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Schwab US Dividend Equity ETF (SCHD)<\/li>\n<li>iShares Core High Dividend ETF (HDV)<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">SCHD pays about a 3.5% dividend yield, while HDV pays about a 4% yield. But SCHD&#8217;s dividend growth has been much more impressive over time:<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"sa-widget sa-ycharts paywall-full-content invisible\"><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/saupload_ac5d919122fef63820a237c8099c1bbe.png\" alt=\"Chart\" width=\"635\" height=\"366\" class=\"sa-ycharts-img\" data-width=\"635\" data-height=\"366\" loading=\"lazy\"><figcaption>Data by YCharts<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I&#8217;ve written before, such as in &#8220;Why SCHD Is A Dividend Growth Investor&#8217;s Dream ETF,&#8221; about the amazing combination of quality, growth, and yield that SCHD brings together in one passive, ultra-low cost ETF (0.06% expense ratio). But I haven&#8217;t been quite as vocal about HDV&#8217;s strengths.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">So what makes HDV worth holding?<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Well, my individual stock portfolio is fairly light on energy companies, aside from midstream pipeline &amp; storage owners with contractually fixed revenue streams and little fee volatility from shifting oil and gas prices. That&#8217;s what makes HDV such a good addition to the portfolio ballast for me.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Since the beginning of 2022, HDV has outperformed both SCHD and the S&amp;P 500 (SPY).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"sa-widget sa-ycharts paywall-full-content invisible\"><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/saupload_54d048e297c487c316f4d8e0ce85d457.png\" alt=\"Chart\" width=\"635\" height=\"366\" class=\"sa-ycharts-img\" data-width=\"635\" data-height=\"366\" loading=\"lazy\"><figcaption>Data by YCharts<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Why? Because about 28% of HDV&#8217;s stock portfolio is in energy companies. That&#8217;s much higher than SCHD&#8217;s ~10% allocation to energy. In fact, it&#8217;s higher than almost any other dividend ETF on the market. It may have <em>the<\/em> highest allocation to energy among dividend ETFs.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In today&#8217;s world, <em>inflation<\/em> and specifically spikes in oil prices seem to be a bigger risk than <em>deflation<\/em> or declining demand for oil.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The rest of my portfolio should perform extraordinarily well if inflation and interest rates decline, but HDV acts as a hedge against inflation &#8212; specifically energy-related inflation.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\">Bottom Line<\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Investing is basically an expression of one&#8217;s own personality and preferences, so every DGIer&#8217;s investment philosophy and portfolio will be unique. That&#8217;s a good thing. The strategy wouldn&#8217;t work if we were all formulaically buying the same stocks at the same time!<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Even if one adopted this galley ship strategy in their own investing, it would inevitably look different than the way I do it.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">To repeat, the point of constructing a portfolio this way is to generate the <em>safest, largest, and fastest growing<\/em> passive income stream possible.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">That&#8217;s exactly how it has worked out for me over the last five years or so of active investing.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure paywall-full-content invisible\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/49873922-16948101865365336.png\" alt=\"author's portfolio dividend growth\" width=\"640\" height=\"220\" contenteditable=\"false\" data-width=\"640\" data-height=\"220\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\">Author&#8217;s Own Making<\/p>\n<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">To be clear, my own portfolio has <em>not<\/em> beaten the market. In fact, I&#8217;ve trailed the market quite significantly because of my underemphasis on tech stocks and overemphasis on REITs.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">But because of the powerful combination of investing savings from my income, selectively reinvesting dividends, and owning stocks that regularly increase their dividends, my quarterly passive income from dividends keeps going higher.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Every single quarter of total dividends over the last five years has been higher than the one that came before it. The continuation of that trajectory is what defines success in investing for me.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Although the way you think about your portfolio may be subtly or significantly different, I hope the ideas above help you in honing your own investment philosophy.<\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4635564-im-building-monster-dividend-portfolio?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;m a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as those found in the sub-2%-yielding Vanguard Dividend Appreciation ETF (VIG) or WisdomTree US Quality Dividend Growth ETF (DGRW). Those who invest in stocks with yields in the neighborhood of 4%, 5%, 6%, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":61735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[236],"tags":[83],"class_list":["post-61734","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-news","tag-featured","post_format-post-format-gallery"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How I&#039;m Building A Monster Dividend Portfolio | iFintechWorld<\/title>\n<meta name=\"description\" content=\"I&#039;m a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ifintechworld.com\/?p=61734\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How I&#039;m Building A Monster Dividend Portfolio | iFintechWorld\" \/>\n<meta property=\"og:description\" content=\"I&#039;m a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ifintechworld.com\/?p=61734\" \/>\n<meta property=\"og:site_name\" content=\"iFintechWorld\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-16T12:26:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-16T12:26:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/1694867195_image_177250855.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1152\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News Room\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News Room\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ifintechworld.com\/?p=61734#article\",\"isPartOf\":{\"@id\":\"https:\/\/ifintechworld.com\/?p=61734\"},\"author\":{\"name\":\"News Room\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61\"},\"headline\":\"How I&#8217;m Building A Monster Dividend Portfolio\",\"datePublished\":\"2023-09-16T12:26:30+00:00\",\"dateModified\":\"2023-09-16T12:26:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ifintechworld.com\/?p=61734\"},\"wordCount\":1920,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/ifintechworld.com\/#organization\"},\"keywords\":[\"Featured\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/ifintechworld.com\/?p=61734#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ifintechworld.com\/?p=61734\",\"url\":\"https:\/\/ifintechworld.com\/?p=61734\",\"name\":\"How I'm Building A Monster Dividend Portfolio | iFintechWorld\",\"isPartOf\":{\"@id\":\"https:\/\/ifintechworld.com\/#website\"},\"datePublished\":\"2023-09-16T12:26:30+00:00\",\"dateModified\":\"2023-09-16T12:26:38+00:00\",\"description\":\"I'm a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as\",\"breadcrumb\":{\"@id\":\"https:\/\/ifintechworld.com\/?p=61734#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ifintechworld.com\/?p=61734\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ifintechworld.com\/?p=61734#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ifintechworld.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How I&#8217;m Building A Monster Dividend Portfolio\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ifintechworld.com\/#website\",\"url\":\"https:\/\/ifintechworld.com\/\",\"name\":\"Repay Down\",\"description\":\"Latest Personal Finance News, Tips and Updates\",\"publisher\":{\"@id\":\"https:\/\/ifintechworld.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ifintechworld.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ifintechworld.com\/#organization\",\"name\":\"Repay Down\",\"url\":\"https:\/\/ifintechworld.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png\",\"contentUrl\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png\",\"width\":558,\"height\":90,\"caption\":\"Repay Down\"},\"image\":{\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61\",\"name\":\"News Room\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png\",\"contentUrl\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png\",\"caption\":\"News Room\"},\"sameAs\":[\"https:\/\/ifintechworld.com\"],\"url\":\"https:\/\/ifintechworld.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How I'm Building A Monster Dividend Portfolio | iFintechWorld","description":"I'm a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ifintechworld.com\/?p=61734","og_locale":"en_US","og_type":"article","og_title":"How I'm Building A Monster Dividend Portfolio | iFintechWorld","og_description":"I'm a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as","og_url":"https:\/\/ifintechworld.com\/?p=61734","og_site_name":"iFintechWorld","article_published_time":"2023-09-16T12:26:30+00:00","article_modified_time":"2023-09-16T12:26:38+00:00","og_image":[{"width":1536,"height":1152,"url":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/09\/1694867195_image_177250855.jpg","type":"image\/jpeg"}],"author":"News Room","twitter_card":"summary_large_image","twitter_misc":{"Written by":"News Room","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ifintechworld.com\/?p=61734#article","isPartOf":{"@id":"https:\/\/ifintechworld.com\/?p=61734"},"author":{"name":"News Room","@id":"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61"},"headline":"How I&#8217;m Building A Monster Dividend Portfolio","datePublished":"2023-09-16T12:26:30+00:00","dateModified":"2023-09-16T12:26:38+00:00","mainEntityOfPage":{"@id":"https:\/\/ifintechworld.com\/?p=61734"},"wordCount":1920,"commentCount":0,"publisher":{"@id":"https:\/\/ifintechworld.com\/#organization"},"keywords":["Featured"],"articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ifintechworld.com\/?p=61734#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ifintechworld.com\/?p=61734","url":"https:\/\/ifintechworld.com\/?p=61734","name":"How I'm Building A Monster Dividend Portfolio | iFintechWorld","isPartOf":{"@id":"https:\/\/ifintechworld.com\/#website"},"datePublished":"2023-09-16T12:26:30+00:00","dateModified":"2023-09-16T12:26:38+00:00","description":"I'm a dividend growth investor. Often, people think that being a DGIer necessarily means investing in very low-yielding but high-growth stocks such as","breadcrumb":{"@id":"https:\/\/ifintechworld.com\/?p=61734#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ifintechworld.com\/?p=61734"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ifintechworld.com\/?p=61734#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ifintechworld.com\/"},{"@type":"ListItem","position":2,"name":"How I&#8217;m Building A Monster Dividend Portfolio"}]},{"@type":"WebSite","@id":"https:\/\/ifintechworld.com\/#website","url":"https:\/\/ifintechworld.com\/","name":"Repay Down","description":"Latest Personal Finance News, Tips and Updates","publisher":{"@id":"https:\/\/ifintechworld.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ifintechworld.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ifintechworld.com\/#organization","name":"Repay Down","url":"https:\/\/ifintechworld.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/","url":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png","contentUrl":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png","width":558,"height":90,"caption":"Repay Down"},"image":{"@id":"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61","name":"News Room","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ifintechworld.com\/#\/schema\/person\/image\/","url":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png","contentUrl":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png","caption":"News Room"},"sameAs":["https:\/\/ifintechworld.com"],"url":"https:\/\/ifintechworld.com\/?author=1"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts\/61734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61734"}],"version-history":[{"count":1,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts\/61734\/revisions"}],"predecessor-version":[{"id":61736,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts\/61734\/revisions\/61736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/media\/61735"}],"wp:attachment":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}