{"id":30719,"date":"2023-07-03T07:52:09","date_gmt":"2023-07-03T11:52:09","guid":{"rendered":"https:\/\/ifintechworld.com\/markets\/coca-cola-and-cl-stock-may-offer-little-returns-in-the-next-three-years\/"},"modified":"2023-07-03T07:52:11","modified_gmt":"2023-07-03T11:52:11","slug":"coca-cola-and-cl-stock-may-offer-little-returns-in-the-next-three-years","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=30719","title":{"rendered":"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years"},"content":{"rendered":"<div>\n<p>We believe <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/\">Coca-Cola stock <\/strong> (NYSE: KO) and its sector peer <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/CL\/\">Colgate-Palmolive stock<\/strong><strong> <\/strong>(NYSE: CL) may offer little returns in the next three years. KO is trading at <strong>6.0x<\/strong> revenues compared to <strong>3.5x<\/strong> for CL. Investors have assigned a higher multiple to Coca-Cola<fbs-ticker data-name=\"KO\" data-href=\"https:\/\/www.forbes.com\/companies\/coca-cola\" data-type=\"stock\"><br \/>\n  KO<br \/>\n <\/fbs-ticker> stock due to its superior revenue growth and profitability, as discussed below.<\/p>\n<p>If we look at stock returns, Colgate-Palmolive<fbs-ticker data-name=\"CL\" data-href=\"https:\/\/www.forbes.com\/companies\/colgate-palmolive\" data-type=\"stock\"><br \/>\n  CL<br \/>\n <\/fbs-ticker>, with -3% returns this year, has fared slightly better than Coca-Cola stock, down 6%, and both have underperformed the broader S&amp;P 500 index, up 15%. There is more to the comparison, and in the sections below, we discuss the potential returns for KO and CL. We compare a slew of factors, such as historical revenue growth, returns, and valuation, in an interactive dashboard analysis of <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/lPUy6QvG\/The-Coca-Cola-Company-vs-Colgate-Palmolive-Both-Seem-Similar-Bets?fromforbesandarticle=trefis230703\">Coca-Cola vs. Colgate-Palmolive<\/strong>: <strong>Which Stock Is A Better Bet?<\/strong> Parts of the analysis are summarized below.<\/p>\n<p><strong>1. Coca-Cola\u2019s Revenue Growth Is Better<\/strong><\/p>\n<ul>\n<li>Coca-Cola\u2019s revenue growth has been better, with an <strong>8.4%<\/strong> average annual growth rate in the last three years, compared to <strong>4.9%<\/strong> for Colgate-Palmolive.<\/li>\n<li>For Coca-Cola, both at-home and away-from-home channels have grown, primarily driven by solid pricing trends.<\/li>\n<li>North America and Latin America segments saw strong 19% y-o-y sales growth in 2022, led by both volume growth and better price realization.<\/li>\n<li>Colgate-Palmolive is a leading manufacturer and distributor of household, health care, personal care, and veterinary products in global markets. It derives around 45% of its revenue from oral care products.<\/li>\n<li>It has also seen its sales rise over the recent quarters based on pricing growth, partly offset by volume decline and forex headwinds. This trend is expected to continue in the near term.<\/li>\n<li>Our <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/N5uhu5pQ\/The-Coca-Cola-Company-KO-Revenue-Comparison?fromforbesandarticle=trefis230703\">Coca-Cola Revenue Comparison<\/strong> and <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/CL\/no-login-required\/iDeWhkTi\/Colgate-Palmolive-CL-Revenue-Comparison?fromforbesandarticle=trefis230703\">Colgate-Palmolive Revenue Comparison<\/strong> dashboards provide more insight into the companies\u2019 sales.<\/li>\n<li>Looking forward, both companies are expected to see similar revenue growth in the next three years. The table below summarizes our revenue expectations for the two companies over the next three years. It points to a CAGR of about <strong>2%<\/strong> for both &#8211; Coca-Cola and Colgate-Palmolive, based on Trefis Machine Learning analysis.<\/li>\n<li>Note that we have different methodologies for companies that are negatively impacted by Covid and those that are not impacted or positively impacted by Covid while forecasting future revenues. For companies negatively affected by Covid, we consider the quarterly revenue recovery trajectory to forecast recovery to the pre-Covid revenue run rate. Beyond the recovery point, we apply the average annual growth observed three years before Covid to simulate a return to normal conditions. For companies registering positive revenue growth during Covid, we consider yearly average growth before Covid with a certain weight to growth during Covid and the last twelve months.<\/li>\n<\/ul>\n<p><fbs-ad position=\"inread\" progressive=\"\" ad-id=\"article-0-inread\" aria-hidden=\"true\" role=\"presentation\"><\/fbs-ad><\/p>\n<p><strong>2. Coca-Cola Is More Profitable<\/strong><\/p>\n<ul>\n<li>Coca-Cola\u2019s reported operating margin slid from <strong>29.9%<\/strong> in 2019 to <strong>28.8% <\/strong>in 2022, while Colgate-Palmolive\u2019s fell from <strong>21.0%<\/strong> to <strong>14.8%<\/strong> over the same period, partly due to a rise in raw material and packaging costs.<\/li>\n<li>Looking at the last twelve month period, Coca-Cola\u2019s operating margin of <strong>28.0% <\/strong>fares much better than <strong>13.2% <\/strong>for Colgate-Palmolive.<\/li>\n<li>Our <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/LbElT6Xo\/The-Coca-Cola-Company-KO-Operating-Income-Comparison?fromforbesandarticle=trefis230703\">Coca-Cola Operating Income Comparison<\/strong><strong> <\/strong>and <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/CL\/no-login-required\/azYWn0BI\/Colgate-Palmolive-CL-Operating-Income-Comparison?fromforbesandarticle=trefis230703\">Colgate-Palmolive Operating Income Comparison<\/strong><strong> <\/strong>dashboards have more details.<\/li>\n<li>Coca-Cola\u2019s free cash flow margin of <strong>24.3%<\/strong> is also higher than <strong>15.8% <\/strong>for Colgate-Palmolive.<\/li>\n<li>Looking at financial risk, both are comparable. Colgate-Palmolive\u2019s <strong>14%<\/strong> debt as a percentage of equity is slightly lower than <strong>16%<\/strong> for Coca-Cola, and its <strong>5%<\/strong> cash as a percentage of assets is lower than <strong>13%<\/strong> for the latter, implying that CL has a better debt position, but KO has more cash cushion.<\/li>\n<\/ul>\n<p><strong>3. The Net of It All<\/strong><\/p>\n<ul>\n<li>We see that Coca-Cola has demonstrated better revenue growth and profitability and has more cash cushion. On the other hand, Colgate-Palmolive has a better debt position and is available at a comparatively lower valuation multiple.<\/li>\n<li>Now, looking at prospects, using P\/S as a base, due to high fluctuations in P\/E and P\/EBIT, we believe both will offer little returns in the next three years and can be avoided for better picks in the broader markets. Our <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/qRmwQAex\/Better-Bet-Than-KO-Stock-index-Peers?fromforbesandarticle=trefis230703\">Better Bet Than KO Stock<\/strong><strong> <\/strong>dashboard offers superior choices over KO in the S&amp;P500, including MRK and UNH.<\/li>\n<li>If we compare the current valuation multiples to the historical averages, KO fares slightly better. Coca-Cola\u2019s stock trades at <strong>6.0x<\/strong> sales compared to its last five-year average of <strong>6.8x<\/strong>, and Colgate-Palmolive stock trades at <strong>3.5x<\/strong> revenues vs. the last five-year average of <strong>3.9x<\/strong>.<\/li>\n<li>Our <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/wC1kBBeX\/The-Coca-Cola-Company-KO-Valuation-Ratios-Comparison?fromforbesandarticle=trefis230703\">Coca-Cola Valuation Ratios Comparison<\/strong> and <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/CL\/no-login-required\/qwEcBWfO\/Colgate-Palmolive-CL-Valuation-Ratios-Comparison?fromforbesandarticle=trefis230703\">Colgate-Palmolive Valuation Ratios Comparison<\/strong> have more details.<\/li>\n<li>The table below summarizes our revenue and return expectations for both companies over the next three years and points to an expected return of <strong>7%<\/strong> for both Coca-Cola and Colgate-Palmolive over this period, based on Trefis Machine Learning analysis \u2013 <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/lPUy6QvG\/The-Coca-Cola-Company-vs-Colgate-Palmolive-Both-Seem-Similar-Bets?fromforbesandarticle=trefis230703\">Coca-Cola vs. Colgate-Palmolive<\/strong> \u2013 which also provides more details on how we arrive at these numbers.<\/li>\n<\/ul>\n<p>While KO and CL may offer little returns in the next three years, it is helpful to see how <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/topic\/peer-comparisons\">Coca-Cola\u2019s Peers<\/strong> fare on metrics that matter. You will find other valuable comparisons for companies across industries at <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/topic\/peer-comparisons\">Peer Comparisons<\/strong><strong>.<\/strong>Furthermore, the Covid-19 crisis has created many pricing discontinuities which can offer attractive trading opportunities. For example, you\u2019ll be surprised at how counter-intuitive the stock valuation is for<strong> <\/strong><strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/KO\/no-login-required\/v0id9ttt\/The-Coca-Cola-Company-vs-Footlocker-KO-stock-s-significantly-higher-valuation-vs-FL-appears-counterintuitive?fromforbesandarticle=trefis230703\">Coca-Cola vs. Footlocker<\/strong>.<\/p>\n<p>What if you\u2019re looking for a more balanced portfolio instead? Here\u2019s a <strong data-ga-track=\"ExternalLink:https:\/\/www.trefis.com\/data\/companies\/PORTFOLIOS\/no-login-required\/RsQ6oXgC\/High-Quality-Portfolio-30-Stocks-with-189-Return-Since-2016-vs-88-for-S-P-500?fromforbesandarticle=trefis230703\">high-quality portfolio<\/strong> that\u2019s beaten the market consistently since 2016.<\/p>\n<p>Invest with <strong>Trefis <\/strong><strong data-ga-track=\"ExternalLink:https:\/\/dashboards.trefis.com\/data\/companies\/PORTFOLIOS\/no-login-required\/M7MacZNG?fromforbes\">Market Beating Portfolios<\/strong><\/p>\n<p>See all <strong>Trefis <\/strong><strong data-ga-track=\"ExternalLink:https:\/\/dashboards.trefis.com\/data\/price-estimates?fromforbes\">Price Estimates<\/strong><\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/www.forbes.com\/sites\/greatspeculations\/2023\/07\/03\/coca-cola-and-cl-stock-may-offer-little-returns-in-the-next-three-years\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is trading at 6.0x revenues compared to 3.5x for CL. Investors have assigned a higher multiple to Coca-Cola KO stock due to its superior revenue growth and profitability, as discussed below. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":30720,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241],"tags":[83],"class_list":["post-30719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-markets","tag-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years | iFintechWorld<\/title>\n<meta name=\"description\" content=\"We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ifintechworld.com\/?p=30719\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years | iFintechWorld\" \/>\n<meta property=\"og:description\" content=\"We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ifintechworld.com\/?p=30719\" \/>\n<meta property=\"og:site_name\" content=\"iFintechWorld\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-03T11:52:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-03T11:52:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/07\/1688385130_0x0.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"740\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News Room\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News Room\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ifintechworld.com\/?p=30719#article\",\"isPartOf\":{\"@id\":\"https:\/\/ifintechworld.com\/?p=30719\"},\"author\":{\"name\":\"News Room\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61\"},\"headline\":\"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years\",\"datePublished\":\"2023-07-03T11:52:09+00:00\",\"dateModified\":\"2023-07-03T11:52:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ifintechworld.com\/?p=30719\"},\"wordCount\":904,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/ifintechworld.com\/#organization\"},\"keywords\":[\"Featured\"],\"articleSection\":[\"Markets\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/ifintechworld.com\/?p=30719#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ifintechworld.com\/?p=30719\",\"url\":\"https:\/\/ifintechworld.com\/?p=30719\",\"name\":\"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years | iFintechWorld\",\"isPartOf\":{\"@id\":\"https:\/\/ifintechworld.com\/#website\"},\"datePublished\":\"2023-07-03T11:52:09+00:00\",\"dateModified\":\"2023-07-03T11:52:11+00:00\",\"description\":\"We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is\",\"breadcrumb\":{\"@id\":\"https:\/\/ifintechworld.com\/?p=30719#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ifintechworld.com\/?p=30719\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ifintechworld.com\/?p=30719#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ifintechworld.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ifintechworld.com\/#website\",\"url\":\"https:\/\/ifintechworld.com\/\",\"name\":\"Repay Down\",\"description\":\"Latest Personal Finance News, Tips and Updates\",\"publisher\":{\"@id\":\"https:\/\/ifintechworld.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ifintechworld.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ifintechworld.com\/#organization\",\"name\":\"Repay Down\",\"url\":\"https:\/\/ifintechworld.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png\",\"contentUrl\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png\",\"width\":558,\"height\":90,\"caption\":\"Repay Down\"},\"image\":{\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61\",\"name\":\"News Room\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ifintechworld.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png\",\"contentUrl\":\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png\",\"caption\":\"News Room\"},\"sameAs\":[\"https:\/\/ifintechworld.com\"],\"url\":\"https:\/\/ifintechworld.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years | iFintechWorld","description":"We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ifintechworld.com\/?p=30719","og_locale":"en_US","og_type":"article","og_title":"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years | iFintechWorld","og_description":"We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is","og_url":"https:\/\/ifintechworld.com\/?p=30719","og_site_name":"iFintechWorld","article_published_time":"2023-07-03T11:52:09+00:00","article_modified_time":"2023-07-03T11:52:11+00:00","og_image":[{"width":1200,"height":740,"url":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/07\/1688385130_0x0.jpg","type":"image\/jpeg"}],"author":"News Room","twitter_card":"summary_large_image","twitter_misc":{"Written by":"News Room","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ifintechworld.com\/?p=30719#article","isPartOf":{"@id":"https:\/\/ifintechworld.com\/?p=30719"},"author":{"name":"News Room","@id":"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61"},"headline":"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years","datePublished":"2023-07-03T11:52:09+00:00","dateModified":"2023-07-03T11:52:11+00:00","mainEntityOfPage":{"@id":"https:\/\/ifintechworld.com\/?p=30719"},"wordCount":904,"commentCount":0,"publisher":{"@id":"https:\/\/ifintechworld.com\/#organization"},"keywords":["Featured"],"articleSection":["Markets"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ifintechworld.com\/?p=30719#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ifintechworld.com\/?p=30719","url":"https:\/\/ifintechworld.com\/?p=30719","name":"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years | iFintechWorld","isPartOf":{"@id":"https:\/\/ifintechworld.com\/#website"},"datePublished":"2023-07-03T11:52:09+00:00","dateModified":"2023-07-03T11:52:11+00:00","description":"We believe Coca-Cola stock (NYSE: KO) and its sector peer Colgate-Palmolive stock (NYSE: CL) may offer little returns in the next three years. KO is","breadcrumb":{"@id":"https:\/\/ifintechworld.com\/?p=30719#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ifintechworld.com\/?p=30719"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ifintechworld.com\/?p=30719#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ifintechworld.com\/"},{"@type":"ListItem","position":2,"name":"Coca-Cola And CL Stock May Offer Little Returns In The Next Three Years"}]},{"@type":"WebSite","@id":"https:\/\/ifintechworld.com\/#website","url":"https:\/\/ifintechworld.com\/","name":"Repay Down","description":"Latest Personal Finance News, Tips and Updates","publisher":{"@id":"https:\/\/ifintechworld.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ifintechworld.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ifintechworld.com\/#organization","name":"Repay Down","url":"https:\/\/ifintechworld.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/","url":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png","contentUrl":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/rep-logo-dark.png","width":558,"height":90,"caption":"Repay Down"},"image":{"@id":"https:\/\/ifintechworld.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ifintechworld.com\/#\/schema\/person\/6224724fd4116361255b179dc5c70b61","name":"News Room","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ifintechworld.com\/#\/schema\/person\/image\/","url":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png","contentUrl":"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/04\/avatar_user_1_1682606986-96x96.png","caption":"News Room"},"sameAs":["https:\/\/ifintechworld.com"],"url":"https:\/\/ifintechworld.com\/?author=1"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts\/30719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30719"}],"version-history":[{"count":1,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts\/30719\/revisions"}],"predecessor-version":[{"id":30721,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/posts\/30719\/revisions\/30721"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=\/wp\/v2\/media\/30720"}],"wp:attachment":[{"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ifintechworld.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}