{"id":27250,"date":"2023-06-25T09:19:36","date_gmt":"2023-06-25T13:19:36","guid":{"rendered":"https:\/\/ifintechworld.com\/markets\/these-fund-yields-up-to-13-and-leave-etfs-in-the-dust\/"},"modified":"2023-06-25T09:19:37","modified_gmt":"2023-06-25T13:19:37","slug":"these-fund-yields-up-to-13-and-leave-etfs-in-the-dust","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=27250","title":{"rendered":"These Fund Yields Up To 13% And Leave ETFs In The Dust"},"content":{"rendered":"<div>\n<p>AI bubble? Bear market rally? I don\u2019t care because I see five dividends between 10.1% and 13.5%.<\/p>\n<p>Now <em>that\u2019s<\/em> rarified air for yields! A benefit of a manic market such as this, where we have fear alongside insanity at the same time.<\/p>\n<p>The five double-digit dividends we\u2019re about to discuss aren\u2019t tied to individual stocks, either. These payouts are dished by diversified funds with dozens or hundreds of holdings. All have experienced managers at the helm.<\/p>\n<p>They just happen to be cheap because CEFland is still on sale after a rough run in 2022. Which is where we contrarians pick up the case.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">The ABCs of Big Dividends: C-E-F!<\/h2>\n<p>Closed-end funds (CEFs) are a perfect place for us to find outsized yields.<\/p>\n<p><fbs-ad position=\"inread\" progressive=\"\" ad-id=\"article-0-inread\" aria-hidden=\"true\" role=\"presentation\"><\/fbs-ad><\/p>\n<p>Exchange-traded funds (ETFs), their more popular cousins, are pretty mindless. Most of them are index funds that blindly follow a benchmark, for better or for worse. And many of those benchmarks can be beholden to a single stock\u2014which means just one company can make a massive dent in these supposedly diversified portfolios, and there\u2019s nothing anyone can do about it.<\/p>\n<p>Consider the <strong>Consumer Discretionary Select Sector SPDR Fund (XLY)<\/strong>. While it\u2019s technically made up of more than 50 names, just two\u2014<strong>Amazon (AMZN)<\/strong> and <strong>Tesla (TSLA)<\/strong>\u2014account for more than 40% of the fund\u2019s performance!<\/p>\n<p>That\u2019s great when they\u2019re hot. But when they become wildly overpriced and overbought, XLY can\u2019t shave some of its holdings to take profits and buy cheaper sector stocks. It has to stay the course and deal with their corrections, too.<\/p>\n<p>Closed-end funds don\u2019t have that problem\u2014active managers can cull overheated stocks and spy values to their heart\u2019s content. And there\u2019s more to love than that.<\/p>\n<p>CEFs also:<\/p>\n<ul>\n<li><strong>Trade at steep discounts to their own net asset value (NAV):<\/strong> ETFs almost always trade very close to their net asset value thanks to a mechanism called \u201ccreation and redemption\u201d where new units are being born and destroyed all the time. But while CEFs also trade on exchanges, they don\u2019t have this mechanism\u2014instead, from inception, they trade with a fixed set of shares. That allows CEF prices to move out of sync with their NAVs\u2014sometimes they\u2019re more expensive (and we want to avoid buying them when they\u2019re too rich!), but sometimes they\u2019re cheaper. It\u2019s not uncommon to buy a dollar\u2019s worth of stocks for 90 cents or less through a CEF!<\/li>\n<li><strong>Use leverage.<\/strong> Mutual funds and ETFs have a straightforward task: Invest the money shareholders give them. If a mutual fund has $1 billion in assets, it will invest up to $1 billion in stocks, bonds or whatever it is directed to hold. But CEFs can do more. Closed-end funds may utilize debt leverage, buying more than what they could with cash assets alone. A manager of a $1 billion CEF may, for instance, use 20% debt leverage to invest $1.2 billion across his various selections. There\u2019s two sides to this sword\u2014it can amplify price returns and yields alike, but losses can cut much deeper.<\/li>\n<li><strong>Use other trading strategies.<\/strong> It\u2019s not uncommon for CEFs to use options strategies, such as trading covered calls, to generate even more income than the holdings alone could bring in.<\/li>\n<\/ul>\n<p>This translates into super-yields across the space. No, really. You can find literally hundreds of CEFs that have high-single-digit yields <em>at a minimum<\/em>.<\/p>\n<p>But because super-high yields are the norm, a CEF needs more than big income to stand out.<\/p>\n<p>For instance, right now, five funds are on my radar that not only yield up to 13.5%\u2014or in real-world numbers, $135,000 annually on a million-dollar portfolio\u2014but also trade at a double-digit discount to NAV right now!<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">Three Funds Focused on Future Trends<\/h2>\n<p>I want to start by revisiting <strong data-ga-track=\"ExternalLink:https:\/\/contrarianoutlook.com\/colossal-cash-machines-5-cef-yields-of-10-or-more\/\">three equity CEFs<\/strong> I explored a few months ago:<\/p>\n<ul>\n<li><strong>BlackRock Health Sciences Trust II (BMEZ, 10.7% distribution rate): <\/strong>This healthcare-minded CEF, started in 2020, holds a number of biotechnology and health-science firms\u2014companies such as biopharma <strong>Vertex Pharmaceuticals (VRTX)<\/strong>, glucose monitoring specialist Dexcom (DXCM) <strong>ResMed (RMD)<\/strong> and med-tech outfit <strong>Stryker (SYK)<\/strong>. <strong>Penumbra (PEN)<\/strong>. It currently trades at a 15% discount to NAV that\u2019s wider than its three-year average discount of 10%. Nice.<\/li>\n<li><strong>BlackRock Innovation and Growth Trust (BIGZ, 10.7% distribution rate): <\/strong>BIGZ buys mostly mid- and small-cap companies that are, in the fund provider\u2019s own words, are \u201cinnovative.\u201d Unsurprisingly, BIGZ is high on tech-sector companies, but it also has tech-esque and other innovative players in healthcare, industrial, consumer and other sectors. Top holdings at the moment include advanced materials manufacturer <strong>Entegris (ENTG)<\/strong>, Taser maker <strong>Axon Enterprise (AXON)<\/strong> and trading platform operator <strong>Tradeweb Markets (TW)<\/strong>. This is a younger fund that went public in March 2021, so it only has a short 1-year average discount to NAV to compare against\u201418%, which is deeper than its current discount of 16%.<\/li>\n<li><strong>Neuberger Berman Next Generation Connectivity Fund (NBXG, 11.8% distribution rate): <\/strong>This is another young fund that went live in 2021. And as the name suggests, it deals in next-generation mobile network connectivity and technology (think: 5G). Top holdings include chipmakers <strong>Nvidia (NVDA)<\/strong> and <strong>Analog Devices (ADI)<\/strong>, as well as <strong>Amphenol (APH)<\/strong>, which deals in cables, sensors, antennas, and fiber-optic connectors. NBXG has a deep discount to NAV of more than 18%, roughly in line with its one-year average.<\/li>\n<\/ul>\n<p>All three funds have a few things in common: They all pay monthly dividends. They have high discounts to NAV. They use little to no leverage\u2014but they can use options to generate income.<\/p>\n<p>And as I pointed out in February, their young lives had been largely marked with difficult times for tech and tech-esque stocks, so their tattered track records and underperformance against vanilla indexes like the <strong>Invesco QQQ Trust (QQQ)<\/strong> weren\u2019t much of a surprise.<\/p>\n<p>But what they\u2019ve done since then gives me pause.<\/p>\n<p>A good fund can still underperform on the way down <em>or<\/em> on the way up\u2014but it can\u2019t do both. And while it\u2019s still early innings for these managers, it\u2019s troubling that all three are trailing badly even <em>after<\/em> factoring in their massive yields.<\/p>\n<p>I said before that we\u2019d have more opportunity to buy all three CEFs at big discounts, and we do. But right now, I\u2019m not sure we still want to.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">A Steady Fixed-Income Eddie?<\/h2>\n<p>It\u2019s possible the Federal Reserve is done raising interest rates\u2014but it could just be on pause for a minute. Given that kind of uncertainty is still in the air, you wouldn\u2019t be blamed for trying to generate some income while dampening your interest-rate risk.<\/p>\n<p>One way to do that: shorter-duration portfolios like the <strong>Eaton Vance Limited Duration Income Fund (EVV, 10.1% distribution rate)<\/strong>. EVV tries to straddle an interesting fence of generating high income while maintaining a low average duration of between zero and five years. It does so by investing in things like senior loans (35%), junk bonds (29%), U.S. government and agency mortgage-backed securities (23%) and other fixed-income issues.<\/p>\n<p>Credit quality is dicey\u2014only about a quarter is investment-grade (though that quarter is AAA in nature)\u2014but the adjusted duration is a mere 3.3 years. And that portfolio delivers a monthly distribution that yields in the double digits right now.<\/p>\n<p>How does that translate to performance?<\/p>\n<p>EVV is built much, much differently than the <strong>PIMCO Enhanced Low Duration Active ETF (LDUR)<\/strong> that I\u2019ve compared it to. It uses more than 30% in debt leverage, and it\u2019s willing to invest much more aggressively in lower-quality credit to seek out performance and yield.<\/p>\n<p>EVV <em>should<\/em> outperform LDUR over time.<\/p>\n<p>My hang-up: You\u2019re not really shedding any volatility this way. EVV has been whipped around just as badly as many regular-duration fixed-income CEFs I\u2019ve monitored. LDUR might get left behind in the dust, but at least its lower-duration portfolio is delivering less risk\u2014compared not just to a high-leverage CEF, but to boring bond indexes, too.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\">A Trip Around the World<\/h2>\n<p>You won\u2019t be surprised when I tell you that a CEF investing in real estate investment trusts (REITs) is poking its head out of the bargain bin. REITs have been dead money for a while\u2014the worst sector since the start of the 2022 bear market, in fact, still down about 25% from those heights.<\/p>\n<p>The <strong>CBRE Global Real Estate Income Fund (IGR, 13.5% distribution rate)<\/strong> sticks out for a number of reasons\u2014its mammoth 13%-plus yield, for one, and an 11% discount to NAV that\u2019s a hair above normal, for another.<\/p>\n<p>But also, IGR provides a rare opportunity to play domestic <em>and<\/em> international real estate.<\/p>\n<p>Most REIT funds focus primarily on U.S. REITs, which hold a multinational or two but rarely any overseas specialists. However, while CBRE\u2019s global real estate fund still has 60% of its portfolio invested in American real estate stocks, 35% is exposed to Japan, Europe, Hong Kong, Australia, Singapore, and Canada. (The remaining 5% or so is U.S. REIT preferreds.)<\/p>\n<p>Also juicing IGR\u2019s yield is hefty leverage of 29% at the moment\u2014and that leverage shows up in performance.<\/p>\n<p>True, IGR lags a bland index fund over the long term, so management really hasn\u2019t given investors a reason to favor it (and its higher fees) as a true foundational income holding.<\/p>\n<p><em>Brett Owens is chief investment strategist for <\/em><em data-ga-track=\"ExternalLink:https:\/\/contrarianoutlook.com\/free-monthly-dividend-report-offers\/forbessig?source=MNTHLYFSIGCOREG=&amp;utm_source=forbes&amp;utm_medium=cpc&amp;utm_campaign=signature\">Contrarian Outlook<\/em><em>. For more great income ideas, get your free copy his latest special report: <\/em>Your Early Retirement Portfolio: Huge Dividends\u2014Every Month\u2014Forever.<\/p>\n<p><em>Disclosure: none<\/em><\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/www.forbes.com\/sites\/brettowens\/2023\/06\/25\/these-fund-yields-up-to-13-and-leave-etfs-in-the-dust\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AI bubble? Bear market rally? I don\u2019t care because I see five dividends between 10.1% and 13.5%. Now that\u2019s rarified air for yields! A benefit of a manic market such as this, where we have fear alongside insanity at the same time. The five double-digit dividends we\u2019re about to discuss aren\u2019t tied to individual stocks, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27251,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241],"tags":[83],"class_list":["post-27250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-markets","tag-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>These Fund Yields Up To 13% And Leave ETFs In The Dust | iFintechWorld<\/title>\n<meta name=\"description\" content=\"AI bubble? Bear market rally? I don\u2019t care because I see five dividends between 10.1% and 13.5%. Now that\u2019s rarified air for yields! 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