{"id":17723,"date":"2023-06-03T13:11:39","date_gmt":"2023-06-03T17:11:39","guid":{"rendered":"https:\/\/ifintechworld.com\/news\/how-to-allocate-15000-among-my-top-10-dividend-growth-companies-for-june-2023\/"},"modified":"2023-06-03T13:11:40","modified_gmt":"2023-06-03T17:11:40","slug":"how-to-allocate-15000-among-my-top-10-dividend-growth-companies-for-june-2023","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=17723","title":{"rendered":"How To Allocate $15,000 Among My Top 10 Dividend Growth Companies For June 2023"},"content":{"rendered":"<div data-test-id=\"content-container\">\n<p><figure class=\"getty-figure\" data-type=\"getty-image\"><picture>  <\/picture><figcaption> <\/figcaption><\/figure>\n<\/p>\n<h2><strong>Investment Thesis<\/strong><\/h2>\n<p>The objective of today\u2019s article is to show you how you could allocate $15,000 among two exchange-traded funds, or ETFs, as well as my top 10 dividend growth companies that I have selected for this month<span class=\"paywall-full-content invisible\"> of June.<\/span><\/p>\n<p class=\"paywall-full-content invisible\">In order to help you achieve a higher extra income in the form of dividends from today onwards, I have included two ETFs. I believe they are particularly attractive since they offer an attractive Dividend Yield [TTM], and have shown an attractive Dividend Growth Rate [CAGR] over the past 5 years. For these reasons, I believe that this portfolio can be attractive not only for dividend growth investors but also for dividend income investors.<\/p>\n<p class=\"paywall-full-content invisible\">I have further ensured that those companies, which I believe are specifically attractive when it comes to risk and reward, are overweighted in<span class=\"paywall-full-content invisible no-summary-bullets\"> this investment portfolio. This is to increase the likelihood of you achieving excellent investment results over the long term.<\/span><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following are the two ETFs that are part of this investment portfolio:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Schwab U.S. Dividend Equity ETF (SCHD)<\/li>\n<li>iShares Select Dividend ETF (DVY).<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following are my top 10 dividend growth companies that I have selected for June 2023:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Apple (AAPL)<\/li>\n<li>BlackRock (BLK)<\/li>\n<li>Canadian Natural Resources Limited (CNQ)<\/li>\n<li>Goldman Sachs (GS)<\/li>\n<li>JPMorgan (JPM)<\/li>\n<li>Mastercard (MA)<\/li>\n<li>Microsoft (MSFT)<\/li>\n<li>Nasdaq (NDAQ)<\/li>\n<li>The Charles Schwab Corporation (SCHW)<\/li>\n<li>Union Pacific Corporation (UNP).<\/li>\n<\/ul>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Overview of the 10 selected Picks for June 2023, the two selected ETFs and the Portfolio Allocation<\/strong><\/h2>\n<p> <span class=\"table-responsive paywall-full-content invisible no-summary-bullets\"><span class=\"table-scroll-wrapper\"><span data-intersection-boundary=\"start\"><\/span><\/p>\n<table>\n<tr>\n<td>\n<p><strong>Company Name<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Sector<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Industry<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Country<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Dividend Yield [TTM]<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Dividend Growth 5Y<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Allocation<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Amount in $<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Apple<\/p>\n<\/td>\n<td>\n<p>Information Technology<\/p>\n<\/td>\n<td>\n<p>Technology Hardware, Storage and Peripherals<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>0.54%<\/p>\n<\/td>\n<td>\n<p>7.26%<\/p>\n<\/td>\n<td>\n<p>4%<\/p>\n<\/td>\n<td>\n<p>600<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>BlackRock<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Asset Management and Custody Banks<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>2.97%<\/p>\n<\/td>\n<td>\n<p>13.60%<\/p>\n<\/td>\n<td>\n<p>5%<\/p>\n<\/td>\n<td>\n<p>750<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Canadian Natural Resources Limited<\/p>\n<\/td>\n<td>\n<p>Energy<\/p>\n<\/td>\n<td>\n<p>Oil and Gas Exploration and Production<\/p>\n<\/td>\n<td>\n<p>Canada<\/p>\n<\/td>\n<td>\n<p>4.12%<\/p>\n<\/td>\n<td>\n<p>21.83%<\/p>\n<\/td>\n<td>\n<p>2%<\/p>\n<\/td>\n<td>\n<p>300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>JPMorgan Chase &amp; Co.<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Diversified Banks<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>2.93%<\/p>\n<\/td>\n<td>\n<p>12.91%<\/p>\n<\/td>\n<td>\n<p>3%<\/p>\n<\/td>\n<td>\n<p>450<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Mastercard<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Transaction &amp; Payment Processing Services<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>0.57%<\/p>\n<\/td>\n<td>\n<p>17.66%<\/p>\n<\/td>\n<td>\n<p>3%<\/p>\n<\/td>\n<td>\n<p>450<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Microsoft<\/p>\n<\/td>\n<td>\n<p>Information Technology<\/p>\n<\/td>\n<td>\n<p>Systems Software<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>0.84%<\/p>\n<\/td>\n<td>\n<p>10.02%<\/p>\n<\/td>\n<td>\n<p>4%<\/p>\n<\/td>\n<td>\n<p>600<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Nasdaq<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Financial Exchanges and Data<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>1.47%<\/p>\n<\/td>\n<td>\n<p>9.57%<\/p>\n<\/td>\n<td>\n<p>2%<\/p>\n<\/td>\n<td>\n<p>300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>The Charles Schwab Corporation<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Investment Banking and Brokerage<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>1.78%<\/p>\n<\/td>\n<td>\n<p>21.16%<\/p>\n<\/td>\n<td>\n<p>2%<\/p>\n<\/td>\n<td>\n<p>300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>The Goldman Sachs Group<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Investment Banking and Brokerage<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>2.94%<\/p>\n<\/td>\n<td>\n<p>25.93%<\/p>\n<\/td>\n<td>\n<p>3%<\/p>\n<\/td>\n<td>\n<p>450<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Union Pacific Corporation<\/p>\n<\/td>\n<td>\n<p>Industrials<\/p>\n<\/td>\n<td>\n<p>Rail Transportation<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>2.65%<\/p>\n<\/td>\n<td>\n<p>14.83%<\/p>\n<\/td>\n<td>\n<p>2%<\/p>\n<\/td>\n<td>\n<p>300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Schwab U.S. Dividend Equity ETF<\/p>\n<\/td>\n<td>\n<p>ETFs<\/p>\n<\/td>\n<td>\n<p>ETFs<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>3.75%<\/p>\n<\/td>\n<td>\n<p>15.56%<\/p>\n<\/td>\n<td>\n<p>40%<\/p>\n<\/td>\n<td>\n<p>6000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>iShares Select Dividend ETF<\/p>\n<\/td>\n<td>\n<p>ETFs<\/p>\n<\/td>\n<td>\n<p>ETFs<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>3.88%<\/p>\n<\/td>\n<td>\n<p>7.00%<\/p>\n<\/td>\n<td>\n<p>30%<\/p>\n<\/td>\n<td>\n<p>4500<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td> <\/td>\n<td> <\/td>\n<td> <\/td>\n<td> <\/td>\n<td>\n<p><strong>3.12%<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>11.67%<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>100%<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>15000<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p> <span data-intersection-boundary=\"end\"><\/span><\/span><button class=\"table-enlarge-button\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 16 16\" class=\"table-enlarge-icon\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\"><\/path><\/svg>Click to enlarge<\/button><\/span> <\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Source: The Author, data from Seeking Alpha.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Company\/ETF<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following two ETFs represent the highest proportion of the investment portfolio, which I am presenting in today\u2019s article:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Schwab U.S. Dividend Equity ETF (40%)<\/li>\n<li>iShares Select Dividend ETF (30%).<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">A number of reasons have contributed to giving these two ETFs the highest proportion of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Since I aim to show you the portfolio allocation among my top 10 dividend growth stocks for June 2023, I wanted to raise the portfolio\u2019s Weighted Average Dividend Yield [TTM]. This is the case as the majority of these dividend growth companies have a relatively low Dividend Yield [TTM] (the 10 selected picks have an Average Dividend Yield [TTM] of 2.08%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">By providing the Schwab U.S. Dividend Equity ETF (40%) and the iShares Select Dividend ETF (30%) with the highest proportion of this portfolio, the extra amount of money you can receive via dividends increases from today, thus making this portfolio appealing for dividend income investors as well as for dividend growth investors.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I have further given the Schwab U.S. Dividend Equity ETF an even higher proportion (40%) than the iShares Select Dividend ETF (30%). This is because it has shown a higher Dividend Growth Rate [CAGR] over the past 5 years (15.56% compared to 7.00%). By doing this, it helps us to raise the Weighted Average Dividend Growth Rate of this investment portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Another reason why I overweighted the two selected ETFs in this portfolio is that by doing so, we increase the diversification while reducing its risk level at the same time.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In addition to that, it can be highlighted that, as we will see in the following, no individual position has a proportion of more than 5% of the overall portfolio. Once again, this helps us to reduce the risk level, and with this, to raise the probability of achieving excellent investment results when investing over the long term.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following companies represent the largest individual positions of this investment portfolio:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>BlackRock (5%)<\/li>\n<li>Apple (4%)<\/li>\n<li>Microsoft (4%)<\/li>\n<li>JPMorgan (3%)<\/li>\n<li>Mastercard (3%)<\/li>\n<li>The Goldman Sachs Group (3%).<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">BlackRock represents the largest individual position with 5% of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I selected BlackRock as the individual position with the highest proportion, since the company provides investors with an attractive Dividend Yield [TTM] of 2.97% while having shown an attractive Dividend Growth Rate [CAGR] of 13.60% over the past 5 years. In addition to that, I believe that the risks for BlackRock investors are relatively low and the reward (in form of the expected rate of return) is attractive. This makes BlackRock an attractive choice for investors in my opinion.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I also believe it makes sense to overweight Apple and Microsoft in this investment portfolio, since I think that both companies are particularly attractive for investors when considering risk and reward. Both have strong competitive advantages (in the form of a high brand value, their own ecosystem and their broad product diversification) and are financially extremely healthy (both have an Aaa credit rating from Moody\u2019s). This makes me believe that you should, with a high probability, obtain an attractive Internal Rate of Return by investing in these companies over the long term.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I also believe that JPMorgan (3%), Mastercard (3%) and The Goldman Sachs Group (3%) are attractive for investors when it comes to risk and reward. This is why they also get a relatively high proportion of this investment portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following companies represent the smallest proportion of this investment portfolio:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Canadian Natural Resources Limited (2%)<\/li>\n<li>Nasdaq (2%)<\/li>\n<li>The Charles Schwab Corporation (2%)<\/li>\n<li>Union Pacific Corporation (2%).<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Due to the fact that each of these picks only have a proportion of 2% of the overall portfolio, the impact they have would be lower. This also means that a potential stock decline of one of these picks would have a lower negative impact on the Total Return of your portfolio.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Company\/ETF<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/06\/55029283-1685624646851176.png\" alt=\"Allocation per Company\" width=\"640\" height=\"394\" contenteditable=\"true\" data-width=\"640\" data-height=\"394\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Sector<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The two selected ETFs have the highest proportion of this investment portfolio: while the Schwab U.S. Dividend Equity ETF represents 40%, the iShares Select Dividend ETF makes up 30%. This implies that when combined, both represent 70% of the portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Beside the ETFs, the Financials Sector makes up the highest percentage of the overall portfolio (18%). This sector is represented by BlackRock (5%), JPMorgan (3%), Mastercard (3%), The Goldman Sachs Group (3%), Nasdaq (2%) and The Charles Schwab Corporation (2%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Meanwhile, the Information Technology Sector represents 8%. The sector is represented by Apple and Microsoft, which each hold 4% of the total portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">A smaller percentage of the overall portfolio is held by the Energy Sector (with Canadian Natural Resources holding 2%) and the Industrials Sector (with Union Pacific Corporation holding 2% of the overall portfolio).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Due to the fact that no Sector represents more than 18% of the total portfolio, we can deduce that we have reached a broad diversification over Sectors.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Sector when allocating SCHD and DVY to the ETF Sector<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The graphic below shows the portfolio allocation per sector when allocating both the Schwab U.S. Dividend Equity ETF and the iShares Select Dividend ETF to the ETF Sector.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/06\/55029283-16856247341024222.png\" alt=\"Allocation per Sector\" width=\"640\" height=\"395\" contenteditable=\"true\" data-width=\"640\" data-height=\"395\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Below you can find the list of companies\/ETFs that belong to each sector.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>ETFs (70%)<\/strong><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Schwab U.S. Dividend Equity ETF (40%)<\/li>\n<li>iShares Select Dividend ETF (30%)<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>Financials (18%)<\/strong><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>BlackRock (5%)<\/li>\n<li>JPMorgan (3%)<\/li>\n<li>Mastercard (3%)<\/li>\n<li>The Goldman Sachs Group (3%)<\/li>\n<li>Nasdaq (2%)<\/li>\n<li>The Charles Schwab Corporation (2%)<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>Information Technology (8%)<\/strong><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Apple (4%)<\/li>\n<li>Microsoft (4%)<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>Industrials<\/strong><strong> (2%)<\/strong><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Union Pacific Corporation (2%)<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>Energy (2%)<\/strong><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Canadian Natural Resources Limited (2%)<\/li>\n<\/ul>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Industry<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Besides the ETF sector, the Asset Management and Custody Banks Industry (5% of the overall portfolio) and the Investment Banking and Brokerage Industry (5%) make up the highest percentage of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Asset Management and Custody Banks Industry is represented by BlackRock (5%) and the Investment Banking and Brokerage Industry is represented by The Goldman Sachs Group (3%) and The Charles Schwab Corporation (2%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Systems Software Industry (represented by Microsoft with 4%) and the Technology Hardware, Storage and Peripherals Industry (with Apple making up 4%) both represent 4% of the portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Diversified Banks Industry (represented by JPMorgan) and the Transaction &amp; Payment Processing Services Industry (represented by Mastercard) each make up 3% of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Financial Exchanges and Data Industry (represented by Nasdaq), the Oil and Gas Exploration and Production Industry (Canadian Natural Resources), and the Rail Transportation Industry (Union Pacific Corporation) hold 2% each.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Besides the ETFs, no Industry represents more than 5% of the overall portfolio, indicating that we reached a broad diversification over industries.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Industry when allocating SCHD and DVY to the ETF Industry<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/06\/55029283-16856248448150258.png\" alt=\"Allocation per Industry\" width=\"640\" height=\"396\" contenteditable=\"true\" data-width=\"640\" data-height=\"396\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Country<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">98% of this investment portfolio, which I am presenting in today\u2019s article is invested in companies from the United States while only 2% are invested in companies from another country. Canada is represented by Canadian Natural Resources, which holds 2% of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Due to the fact that only 2% of the selected companies are from outside the United States, it cannot be stated that we reached a broad diversification over countries.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">However, I wouldn\u2019t interpret this as being a weakness of this portfolio. This is because I consider it more important to select companies with strong competitive advantages and a strong financial health when investing over the long term, rather than prioritizing companies in a way that only achieves a broad geographical diversification.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Nevertheless, I would suggest that when acquiring additional positions for this investment portfolio, you could include some picks from outside the United States in order to increase its geographical diversification.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Country<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">\n<figure class=\"regular-img-figure\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/06\/55029283-16856249493279724.png\" alt=\"Portfolio Allocation per Country\" width=\"640\" height=\"396\" contenteditable=\"true\" data-width=\"640\" data-height=\"396\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong><em>How to achieve an even Broader Diversification<\/em><\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>If <\/em><em>you <\/em><em>would like to achieve an even <\/em>broader diversification <em>than<\/em><em> this investment portfolio<\/em><em> offers<\/em><em>, you <\/em><em>might consider<\/em><em> invest<\/em><em>ing<\/em><em> in an additional ETF: you could <\/em><em>take<\/em><em> a closer look at the iShares Core Dividend Growth ETF (<\/em>DGRO<em>), since it provides you with a relatively attractive Dividend Yield [TTM] of 3.37% and a Dividend Growth Rate [CAGR] of 10.32% over the past 5 years.<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>In case you ask yourself if<\/em><em> it <\/em><em>makes<\/em><em> sense to only invest in SCHD, I would like to <\/em>highlight some advantages<em> of picking stocks individually over only investing in ETFs:<\/em><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li><em>It provides your portfolio with more individuality and flexibility<\/em><\/li>\n<li> <em>You can protect your investment portfolio against the next stock market crash by adding <\/em><em>companies with a low Beta Factor (an example of a company with a low Beta Factor would be Johnson &amp; Johnson, which is part of this portfolio)<\/em> <\/li>\n<li> <em>You can overweight industries with which you are more familiar and you can avoid others you do<\/em><em>n\u2019t <\/em><em>want<\/em><em> to invest in<\/em> <\/li>\n<li> <em>You can select stocks which you <\/em><em>think are<\/em><em> able to beat the market or you can select <\/em><em>ones<\/em><em> to raise the Weighted Average Dividend Yield or Weighted Dividend Growth Rate of your investment portfolio<\/em> <\/li>\n<li><em>You can also achieve an even broader geographical diversification of your portfolio<\/em><\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>In my article, &#8220;<\/em>10 Dividend Stocks To Show The Advantages Of Investing In Individual Stocks Over ETFs,&#8221;<em> I discuss the advantages of the selection of stocks over ETFs in greater detail. <\/em><\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Conclusion<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The goal of today\u2019s article was to show you how you could allocate $15,000 among my top 10 dividend growth companies I have selected for the month of June.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The 10 selected picks have an Average Dividend Yield [TTM] of 2.08%. In order to help increase the Average Dividend Yield [TTM] of this investment portfolio, I have included two ETFs: the Schwab U.S. Dividend Equity ETF and the iShares Select Dividend ETF.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">By providing the Schwab U.S. Dividend Equity ETF with a proportion of 40% of the overall portfolio and the iShares Select Dividend ETF with a proportion of 30%, we were able to increase the Weighted Average Dividend Yield [TTM] of this portfolio to 3.12%. The allocation of the companies also contributed to achieving this Weighted Average Dividend Yield [TTM] of 3.12%.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In addition to that, the portfolio has reached a broad Diversification over Sectors and Industries, since no Sector represents more than 18% of the overall portfolio and no Industry represents more than 5%.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">At the same time, I expect the reward (in the form of an attractive compound annual rate of return) of this investment portfolio to be attractive and the risk level to be relatively low. This is due to the fact that I have overweighted the companies that I believe are particularly attractive when it comes to risk and reward.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Author\u2019s Note: Thank you very much for reading and I would appreciate hear<\/em><em>ing<\/em><em> your opinion on this investment portfolio and its allocation! Do you own or plan to acquire one of the selected picks? Any suggestion to improve my analyses is much appreciated! Thank you!<\/em><\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4608887-how-to-allocate-15000-among-my-top-10-dividend-growth-companies-for-june-2023?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investment Thesis The objective of today\u2019s article is to show you how you could allocate $15,000 among two exchange-traded funds, or ETFs, as well as my top 10 dividend growth companies that I have selected for this month of June. In order to help you achieve a higher extra income in the form of dividends [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[236],"tags":[83],"class_list":["post-17723","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-news","tag-featured","post_format-post-format-gallery"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Allocate $15,000 Among My Top 10 Dividend Growth Companies For June 2023 | iFintechWorld<\/title>\n<meta name=\"description\" content=\"Investment Thesis The objective of today\u2019s article is to show you how you could allocate $15,000 among two exchange-traded funds, or ETFs, as well as my\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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