{"id":14667,"date":"2023-05-27T13:36:05","date_gmt":"2023-05-27T17:36:05","guid":{"rendered":"https:\/\/ifintechworld.com\/news\/how-to-allocate-15000-among-my-top-10-high-dividend-yield-companies-for-june-2023\/"},"modified":"2023-05-27T13:36:07","modified_gmt":"2023-05-27T17:36:07","slug":"how-to-allocate-15000-among-my-top-10-high-dividend-yield-companies-for-june-2023","status":"publish","type":"post","link":"https:\/\/ifintechworld.com\/?p=14667","title":{"rendered":"How To Allocate $15,000 Among My Top 10 High Dividend Yield Companies For June 2023"},"content":{"rendered":"<div data-test-id=\"content-container\">\n<figure class=\"getty-figure\" data-type=\"getty-image\"><picture>  <\/picture><figcaption> <\/figcaption><\/figure>\n<h2><strong>Investment Thesis<\/strong><\/h2>\n<p>A dividend income-oriented investment portfolio that provides you with an attractive Dividend Yield as well as Dividend Growth is of particular interest to investors looking to generate extra income which increases year over year.<\/p>\n<p>In today\u2019s article, my goal<span class=\"paywall-full-content invisible\"> is to demonstrate how you could allocate $15,000 among one ETF and 10 high dividend yield companies that I consider to be particularly attractive to invest in at this moment in time. Besides having a Weighted Average Dividend Yield [TTM] of 4.38%, the selected companies\/ETF, have shown a Weighted Average Dividend Growth Rate of 12.68% over the past 5 years.<\/span><\/p>\n<p class=\"paywall-full-content invisible\">These numbers indicate that you should be able to increase significantly your extra income in the form of dividends year over year.<\/p>\n<p class=\"paywall-full-content invisible\">Moreover, I believe that this investment portfolio, which I will show you in more detail in the following, offers a<span class=\"paywall-full-content invisible no-summary-bullets\"> broad diversification over sectors and industries in addition to a broad geographical diversification.<\/span><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following are <span class=\"highlighted_text\">my top 10 high dividend<\/span> yield stocks for June 2023, which are part of this investment portfolio:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Allianz (OTCPK:ALIZF)(OTCPK:ALIZY)<\/li>\n<li>Altria (MO)<\/li>\n<li>AT&amp;T (T)<\/li>\n<li>BB Seguridade Participa\u00e7\u00f5es (OTCPK:BBSEY)<\/li>\n<li>Johnson &amp; Johnson (JNJ)<\/li>\n<li>Kinder Morgan (KMI)<\/li>\n<li>The Bank of Nova Scotia (BNS)<\/li>\n<li>United Parcel Service (UPS)<\/li>\n<li>U.S. Bancorp (USB)<\/li>\n<li>Verizon Communications Inc. (VZ)<\/li>\n<\/ul>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Overview of the 10 selected Picks for June 2023, the selected ETF and the Portfolio Allocation<\/strong><\/h2>\n<div class=\"big_table paywall-full-content invisible no-summary-bullets\" style=\"max-width: 724px;\">  <span class=\"table-responsive\"><span class=\"table-scroll-wrapper\"><span data-intersection-boundary=\"start\"><\/span><\/p>\n<table>\n<tr>\n<td>\n<p><strong>Company Name<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Sector<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Industry<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Country<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Dividend Yield [TTM]<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Div Growth 5Y<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Allocation<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Amount in $<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Allianz<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Multi-line Insurance<\/p>\n<\/td>\n<td>\n<p>Germany<\/p>\n<\/td>\n<td>\n<p>5.45%<\/p>\n<\/td>\n<td>\n<p>5.72%<\/p>\n<\/td>\n<td>\n<p>5.0%<\/p>\n<\/td>\n<td>\n<p>750<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Altria Group<\/p>\n<\/td>\n<td>\n<p>Consumer Staples<\/p>\n<\/td>\n<td>\n<p>Tobacco<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>8.21%<\/p>\n<\/td>\n<td>\n<p>7.18%<\/p>\n<\/td>\n<td>\n<p>3.0%<\/p>\n<\/td>\n<td>\n<p>450<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>AT&amp;T<\/p>\n<\/td>\n<td>\n<p>Communication Services<\/p>\n<\/td>\n<td>\n<p>Integrated Telecommunication Services<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>6.81%<\/p>\n<\/td>\n<td>\n<p>-5.78%<\/p>\n<\/td>\n<td>\n<p>3.0%<\/p>\n<\/td>\n<td>\n<p>450<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>BB Seguridade Participa\u00e7\u00f5es S.A.<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Multi-line Insurance<\/p>\n<\/td>\n<td>\n<p>Brazil<\/p>\n<\/td>\n<td>\n<p>9.19%<\/p>\n<\/td>\n<td>\n<p>13.89%<\/p>\n<\/td>\n<td>\n<p>1.5%<\/p>\n<\/td>\n<td>\n<p>225<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Johnson &amp; Johnson<\/p>\n<\/td>\n<td>\n<p>Health Care<\/p>\n<\/td>\n<td>\n<p>Pharmaceuticals<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>2.84%<\/p>\n<\/td>\n<td>\n<p>6.11%<\/p>\n<\/td>\n<td>\n<p>5.0%<\/p>\n<\/td>\n<td>\n<p>750<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Kinder Morgan<\/p>\n<\/td>\n<td>\n<p>Energy<\/p>\n<\/td>\n<td>\n<p>Oil and Gas Storage and Transportation<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>6.75%<\/p>\n<\/td>\n<td>\n<p>14.16%<\/p>\n<\/td>\n<td>\n<p>1.5%<\/p>\n<\/td>\n<td>\n<p>225<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>The Bank of Nova Scotia<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Diversified Banks<\/p>\n<\/td>\n<td>\n<p>Canada<\/p>\n<\/td>\n<td>\n<p>6.24%<\/p>\n<\/td>\n<td>\n<p>4.38%<\/p>\n<\/td>\n<td>\n<p>4.5%<\/p>\n<\/td>\n<td>\n<p>675<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>U.S. Bancorp<\/p>\n<\/td>\n<td>\n<p>Financials<\/p>\n<\/td>\n<td>\n<p>Diversified Banks<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>6.31%<\/p>\n<\/td>\n<td>\n<p>10.00%<\/p>\n<\/td>\n<td>\n<p>2.5%<\/p>\n<\/td>\n<td>\n<p>375<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>United Parcel Service<\/p>\n<\/td>\n<td>\n<p>Industrials<\/p>\n<\/td>\n<td>\n<p>Air Freight and Logistics<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>3.67%<\/p>\n<\/td>\n<td>\n<p>12.53%<\/p>\n<\/td>\n<td>\n<p>2.0%<\/p>\n<\/td>\n<td>\n<p>300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Verizon Communications<\/p>\n<\/td>\n<td>\n<p>Communication Services<\/p>\n<\/td>\n<td>\n<p>Integrated Telecommunication Services<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>7.21%<\/p>\n<\/td>\n<td>\n<p>2.04%<\/p>\n<\/td>\n<td>\n<p>2.0%<\/p>\n<\/td>\n<td>\n<p>300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Schwab U.S. Dividend Equity ETF<\/p>\n<\/td>\n<td>\n<p>ETFs<\/p>\n<\/td>\n<td>\n<p>ETFs<\/p>\n<\/td>\n<td>\n<p>United States<\/p>\n<\/td>\n<td>\n<p>3.74%<\/p>\n<\/td>\n<td>\n<p>15.56%<\/p>\n<\/td>\n<td>\n<p>70.0%<\/p>\n<\/td>\n<td>\n<p>10500<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><strong>Average<\/strong><\/p>\n<\/td>\n<td> <\/td>\n<td> <\/td>\n<td> <\/td>\n<td>\n<p><strong>4.38%<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>12.68%<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>100.0%<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>15000<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p> <span data-intersection-boundary=\"end\"><\/span><\/span><button class=\"table-enlarge-button\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 16 16\" class=\"table-enlarge-icon\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\"><\/path><\/svg>Click to enlarge<\/button><\/span> <\/div>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Source: The Author<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Company\/ETF<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Schwab U.S. Dividend Equity ETF (SCHD) holds the highest proportion of the overall portfolio, accounting for 70%.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Since my goal is to show you how you could allocate $15,000 among only one ETF and 10 high dividend yield companies, I have assigned this proportion of 70% to the Schwab U.S. Dividend Equity ETF. This ensures that not one of the selected individual companies has a proportion of more than 5%, thus helping us to reduce the portfolio\u2019s risk level.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following companies represent the largest individual positions of this investment portfolio:<\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Allianz (5%)<\/li>\n<li>Johnson &amp; Johnson (5%)<\/li>\n<li>The Bank of Nova Scotia (4.5%)<\/li>\n<li>Altria (3%)<\/li>\n<li>AT&amp;T (3%)<\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\">These selected picks, which have the highest proportion of the overall portfolio (besides the ETF), share some characteristics: I believe the risks for investors to invest in these companies are relatively low and I expect the annual rate of return (representing the reward for investors) to be relatively high.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In addition, all of these selected picks provide your investment portfolio with an attractive Dividend Yield, while at the same time contributing Dividend Growth. Allianz\u2019s Dividend Yield [TTM] is 5.45%, Johnson &amp; Johnson\u2019s is 2.84%, The Bank of Nova Scotia\u2019s is 6.24%, Altria\u2019s is 8.21% and AT&amp;T\u2019s is 6.81%.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Companies such as Kinder Morgan (1.5% of the overall portfolio) and BB Seguridade Participa\u00e7\u00f5es S.A. (1.5%) have the smallest proportion of the overall portfolio. The reason being that I believe the risk factors that come attached to an investment in these companies is higher and therefore I suggest underweighting them. By doing so, we ensure that a possible decline of the companies\u2019 stock price (for example as a result of a dividend cut) would have a lower negative impact on the Total Return of our investment portfolio, thus decreasing the level of risk for your portfolio.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Company\/ETF<\/strong><\/h3>\n<figure class=\"regular-img-figure paywall-full-content invisible no-summary-bullets\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/55029283-16850228486785219.png\" alt=\"Allocation per company\" width=\"640\" height=\"396\" contenteditable=\"true\" data-width=\"640\" data-height=\"396\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Company when allocating SCHD to the Companies it is invested in<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In this chapter, I will describe the portfolio allocation per company when allocating the Schwab U.S. Dividend Equity ETF to the companies it is actually invested in. The principal goal is to ensure that we achieve a broad diversification with this investment portfolio, and to ensure that no individual company has a proportion of more than 5% of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Below you can find the 15 largest positions of the investment portfolio when allocating the Schwab U.S. Dividend Equity ETF to the companies it is actually invested in.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">As you can see, I have ensured that through the combination of an ETF and individual companies, no single company has a higher proportion than 5% of the overall portfolio. By doing so, I have reduced the risk level as the Total Return of the overall portfolio would be less dependent on the performance of an individual company.<\/p>\n<p> <span class=\"table-responsive paywall-full-content invisible no-summary-bullets\"><span class=\"table-scroll-wrapper\"><span data-intersection-boundary=\"start\"><\/span><\/p>\n<table>\n<tr>\n<td>\n<p><strong>Company <\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Portfolio Allocation<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Allianz<\/p>\n<\/td>\n<td>\n<p>5.00%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Johnson &amp; Johnson<\/p>\n<\/td>\n<td>\n<p>5.00%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Verizon<\/p>\n<\/td>\n<td>\n<p>4.91%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Altria<\/p>\n<\/td>\n<td>\n<p>4.89%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>United Parcel Service<\/p>\n<\/td>\n<td>\n<p>4.75%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>The Bank of Nova Scotia<\/p>\n<\/td>\n<td>\n<p>4.50%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>U.S. Bancorp<\/p>\n<\/td>\n<td>\n<p>3.44%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>PepsiCo<\/p>\n<\/td>\n<td>\n<p>3.23%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Merck &amp; Co<\/p>\n<\/td>\n<td>\n<p>3.14%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Coca-Cola<\/p>\n<\/td>\n<td>\n<p>3.07%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>AT&amp;T<\/p>\n<\/td>\n<td>\n<p>3.00%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Broadcom<\/p>\n<\/td>\n<td>\n<p>2.88%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Home Depot<\/p>\n<\/td>\n<td>\n<p>2.86%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>AbbVie<\/p>\n<\/td>\n<td>\n<p>2.86%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Amgen<\/p>\n<\/td>\n<td>\n<p>2.85%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p> <span data-intersection-boundary=\"end\"><\/span><\/span><button class=\"table-enlarge-button\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 16 16\" class=\"table-enlarge-icon\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\"><\/path><\/svg>Click to enlarge<\/button><\/span> <\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Source: The Author<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">By using an example, I would like to demonstrate how I have calculated these numbers: A proportion of 2.7% of the Schwab U.S. Dividend Equity ETF is invested in Altria. As this ETF makes up 70% of the investment portfolio, this would imply that 1.89% is invested in Altria. Since I have also included Altria as an individual investment (representing 3% of the overall portfolio), this means that 4.89% of the portfolio is represented by Altria (being the sum of 3% and 1.89%).<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Sector<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Excluding the ETF, which has a proportion of 70% of the overall portfolio, the Financials Sector has the highest proportion (representing 13.5% of the overall portfolio).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The following companies belong to the Financials Sector: Allianz (with a proportion of 5% of the overall portfolio), The Bank of Nova Scotia (4.5%), U.S. Bancorp (2.5%), and BB Seguridade Participa\u00e7\u00f5es S.A. (1.5%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Communication Services Sector has a proportion of 5% of the overall portfolio (with AT&amp;T representing 3% and Verizon 2%). The Health Care Sector also has a proportion of 5% of the portfolio (represented by Johnson &amp; Johnson).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Consumer Staples Sector makes up 3% (represented by Altria), the Industrials Sector 2% (represented by United Parcel Service), and the Energy Sector 1.5% (represented by Kinder Morgan).<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Sector when allocating SCHD to the ETF Sector<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The graphic below shows the portfolio allocation per sector while allocating the Schwab U.S. Dividend Equity ETF to the ETF Sector.<\/p>\n<figure class=\"regular-img-figure paywall-full-content invisible no-summary-bullets\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/55029283-1685023071232239.png\" alt=\"Allocation per Sector\" width=\"640\" height=\"396\" contenteditable=\"true\" data-width=\"640\" data-height=\"396\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Below you can find the list of companies\/ETFs that belong to each sector.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>ETFs (70%)<\/strong><\/h3>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Schwab U.S. Dividend Equity ETF (70%)<\/li>\n<\/ul>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Financials (13.5%)<\/strong><\/h3>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>Allianz (5%)<\/li>\n<li>The Bank of Nova Scotia (4.5%)<\/li>\n<li>U.S. Bancorp (2.5%)<\/li>\n<li>BB Seguridade Participa\u00e7\u00f5es S.A. (1.5%)<\/li>\n<\/ul>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Communication Services (5%)<\/strong><\/h3>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Health Care (5%)<\/strong><\/h3>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Consumer Staples (3%)<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><strong>Industrials<\/strong><strong> (2%)<\/strong><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li>United Parcel Service (2%)<\/li>\n<\/ul>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Energy (1.5%)<\/strong><\/h3>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Sector when allocating the ETF among the Companies and Sectors it is invested in<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Below you can find a graphic that shows the sectors of this investment portfolio when allocating the Schwab U.S. Dividend Equity ETF among the companies and sectors it\u2019s actually invested in. By doing so, we ensure that no sector is overrepresented.<\/p>\n<figure class=\"regular-img-figure paywall-full-content invisible no-summary-bullets\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/55029283-16850232343876023.png\" alt=\"Allocation per Sector: ETF allocated to Sectors it is invested in\" width=\"640\" height=\"396\" contenteditable=\"true\" data-width=\"640\" data-height=\"396\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<p class=\"paywall-full-content invisible no-summary-bullets\">After having allocated the Schwab U.S. Dividend Equity ETF to the companies and sectors it is actually invested in, we can see that the Financials Sector makes up the highest proportion of the overall portfolio (with 23%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Health Care Sector is the second largest with a proportion of 16.7%. The third largest is the Industrials Sector with a percentage of 14.3%, followed by the Consumer Staples Sector (13.1%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Communication Services Sector makes up 8.4% of the overall portfolio, while the Information Technology Sector is at 8.3%, and the Energy Sector 7.9%.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">A smaller percentage is represented by companies from the Consumer Discretionary Sector (5.7%) and the Materials Sector (2.4%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">I believe this portfolio has a relatively broad diversification over sectors, which is based on the fact that no sector has a proportion of more than 25%.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Industry<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The graphic below shows the portfolio allocation per industry when allocating the Schwab U.S. Dividend Equity ETF to the ETF Industry.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">It can be highlighted that (excluding the Schwab U.S. Dividend Equity ETF), the Diversified Banks Industry (with 7% of the overall portfolio) represents the largest Industry, followed by the Multi-line Insurance Industry (6.5%), the Pharmaceuticlas Industry (5%), and the Integrated Telecommunication Services Industry (5%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Companies from the Tobacco Industry (3%), the Air Freight and Logistics Industry (2%), and the Oil and Gas Storage and Transportation Industry (1.5%) represent the smallest proportion of the overall portfolio.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The fact that no Industry has a proportion of more than 7%, strengthens my belief that the portfolio is broadly diversified over industries.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Industry when allocating SCHD to the ETF Industry<\/strong><\/h3>\n<figure class=\"regular-img-figure paywall-full-content invisible no-summary-bullets\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/55029283-16850233781717665.png\" alt=\"Allocation per Industry\" width=\"640\" height=\"395\" contenteditable=\"true\" data-width=\"640\" data-height=\"395\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Industry when allocating the ETF among the Companies and Industries it is invested in<\/strong><\/h3>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Below you can find a graphic that illustrates the allocation of this investment portfolio when allocating the Schwab U.S. Dividend Equity ETF among the companies and industries it is actually invested in.<\/p>\n<figure class=\"regular-img-figure paywall-full-content invisible no-summary-bullets\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/55029283-16850234336584125.png\" alt=\"Allocation per Industry: ETF allocated among Industries it is invested in\" width=\"640\" height=\"395\" contenteditable=\"true\" data-width=\"640\" data-height=\"395\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The graphic shows that the Pharmaceuticals Industry is the one with the highest percentage of the overall portfolio (10.9%), followed by the Diversified Banks Industry (8.7%), the Integrated Telecommunication Services Industry (7.9%), and the Multi-line Insurance Industry (6.5%).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The Soft Drinks &amp; Non-alcoholic Beverages Industry makes up 6.3% of the overall portfolio, the Biotechnology Industry 5.7%, the Semiconductors Industry 5.6% and the Tobacco Industry 4.9%. All other industries represent an even smaller percentage.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">The fact that no industry has a proportion of more than 11% of the overall portfolio, shows that this portfolio is broadly diversified over industries.<\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Portfolio Allocation per Country<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Below you can find a graphic that illustrates the portfolio allocation per country.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">You can see that 89% of this portfolio is represented by companies that are based within the U.S. while 11% are based outside the United States.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">From the 11% of companies that are based outside the United States, 5% are from Germany (represented by Allianz), 4.5% come from Canada (represented by The Bank of Nova Scotia), and 1.5% are from Brazil (represented by BB Seguridade Participa\u00e7\u00f5es S.A.).<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Due to the fact that the largest number of companies from this investment portfolio are based in the U.S. while still including companies from outside, my geographical diversification requirements have been fulfilled.<\/p>\n<h3 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Illustration of the Portfolio Allocation per Country<\/strong><\/h3>\n<figure class=\"regular-img-figure paywall-full-content invisible no-summary-bullets\" contenteditable=\"false\"><span><img decoding=\"async\" src=\"https:\/\/ifintechworld.com\/wp-content\/uploads\/2023\/05\/55029283-16850235158845282.png\" alt=\"Allocation per Country\" width=\"640\" height=\"395\" contenteditable=\"true\" data-width=\"640\" data-height=\"395\" loading=\"lazy\"><\/span><figcaption>\n<p class=\"item-caption\"><span>Source: The Author<\/span><\/p>\n<\/figcaption><\/figure>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>How to achieve an even Broader Diversification<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>If <\/em><em>you <\/em><em>would like to achieve an even <\/em>broader diversification <em>than<\/em><em> this investment portfolio<\/em><em> offers<\/em><em>, you <\/em><em>might consider<\/em><em> invest<\/em><em>ing<\/em><em> in an additional ETF: you could <\/em><em>take<\/em><em> a closer look at the iShares Core Dividend Growth ETF (<\/em>DGRO<em>), since it provides you with a relatively attractive Dividend Yield [TTM] of 3.37% and a Dividend Growth Rate [CAGR] of 10.32% over the past 5 years.<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>In case you ask yourself if<\/em><em> it <\/em><em>makes<\/em><em> sense to only invest in SCHD, I would like to <\/em>highlight some advantages<em> of picking stocks individually over only investing in ETFs:<\/em><\/p>\n<ul class=\"paywall-full-content invisible no-summary-bullets\">\n<li><em>It provides your portfolio with more individuality and flexibility<\/em><\/li>\n<li> <em>You can protect your investment portfolio against the next stock market crash by adding <\/em><em>companies with a low Beta Factor (an example of a company with a low Beta Factor would be Johnson &amp; Johnson, which is part of this portfolio)<\/em> <\/li>\n<li> <em>You can overweight industries with which you are more familiar and you can avoid others you do<\/em><em>n\u2019t <\/em><em>want<\/em><em> to invest in<\/em> <\/li>\n<li> <em>You can select stocks which you <\/em><em>think are<\/em><em> able to beat the market or you can select <\/em><em>ones<\/em><em> to raise the Weighted Average Dividend Yield or Weighted Dividend Growth Rate of your investment portfolio<\/em> <\/li>\n<li><em>You can also achieve an even broader geographical diversification of your portfolio<\/em><\/li>\n<\/ul>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>In my article <\/em><span class=\"highlighted_text\">10 Dividend Stocks To Show The Advantages Of Investing In Individual Stocks Over <\/span>ETFs<em> I discuss the advantages of the selection of stocks over ETFs in greater detail. <\/em><\/p>\n<h2 class=\"paywall-full-content invisible no-summary-bullets\"><strong>Conclusion<\/strong><\/h2>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In this article, I have shown you how you could allocate $15,000 among an ETF and my top 10 high dividend yield companies for June 2023.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Through the allocation of the portfolio, we have achieved a broad diversification over sectors, industries and countries.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">In addition to that, it can be highlighted that the portfolio offers a Weighted Average Dividend Yield [TTM] of 4.38%. I consider this Weighted Average Dividend Yield to be attractive for investors, since it allows you to earn a significant amount of extra income without the need to sell some of your stocks to obtain capital gains.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Moreover, I believe that such a portfolio can help you increase the annual income via dividends that you receive year over year. My belief is based on the fact that the selected picks have shown a Weighted Average Dividend Growth Rate of 12.68% over the past 5 years.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Implementing this dividend income investment strategy that aims to combine an attractive Dividend Yield with Dividend Growth, allows you to steadily increase your wealth while always being in control of your invested money.<\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\"><em>Author\u2019s Note: Thank you very much for reading and I would appreciate hear<\/em><em>ing<\/em><em> your opinion on this investment portfolio and its allocation! Do you own or plan to acquire one of the selected picks? Any suggestion to improve my analyses is much appreciated! Thank you!<\/em><\/p>\n<p class=\"paywall-full-content invisible no-summary-bullets\">Editor&#8217;s Note: This article discusses one or more securities that do not trade on a major U.S. exchange. Please be aware of the risks associated with these stocks.<\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4607588-allocate-15000-my-top-10-high-dividend-yield-companies-june-2023?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investment Thesis A dividend income-oriented investment portfolio that provides you with an attractive Dividend Yield as well as Dividend Growth is of particular interest to investors looking to generate extra income which increases year over year. In today\u2019s article, my goal is to demonstrate how you could allocate $15,000 among one ETF and 10 high [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14668,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[236],"tags":[83],"class_list":["post-14667","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-news","tag-featured","post_format-post-format-gallery"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Allocate $15,000 Among My Top 10 High Dividend Yield Companies For June 2023 | iFintechWorld<\/title>\n<meta name=\"description\" content=\"Investment Thesis A dividend income-oriented investment portfolio that provides you with an attractive Dividend Yield as well as Dividend Growth is of\" \/>\n<meta name=\"robots\" content=\"index, follow, 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